International Women's Day is celebrated globally year each on March 8th, a tradition with roots dating back to the early 1900s. Over a century later, it is now a day both of celebration and community, and of protest and progress, with the United Nations choosing a new theme to focus efforts on annually.
This year, “Balance for Better" is the official IWD campaign tagline, encouraging a gender-balanced world. So where do we see this type of gender discrimination? Boardrooms, government positions, courtrooms, media coverage, paychecks, sports teams, and even day-to-day interactions can be subjected to a gender imbalance where women don't always get equal opportunities.
It's something I encountered in the corporate workplace after becoming a mother, in the early days of fundraising for the company I founded, Kango, and sometimes just walking on the street or waiting for my turn in line. And while I do think that today's youth are more tolerant and accepting of diversity than ever before, it's still so important to make sure we teach our children about the discrimination and social issues that women face - and International Women's Day represents an opportunity to have this discussion with our young ones.
Educate, encourage and inspire them to take the lesson from this holiday and apply it to their everyday life.
Start by having the conversation around the historical milestones that shape why this day is important. Do your sons know that women used to be banned from voting? Imagine not being able to have a say in choosing the lawmakers that directly affect your life. Do your daughters know that even 40 years ago, no woman in the world had ever been a president? Vigdís Finnbogadótti changed that when she was elected President of Iceland in 1980.
Kids might not realize how far equality has come, even in mom and dad's lifetime. Remind them that strong, brave women paved the path thus far, and it will take strong, brave boys and girls to continue the journey for a better balance.
Secondly, think about the implicit biases that you see on a daily basis, and include those in the discussion. Do your sons understand that saying someone “throws like a girl" should not be an insult? Do your daughters know Barbie can be a veterinarian, an accountant, or a doctor? And she can be a mom, too! It might seem silly to be discussing such nuanced gender roles and biases with young kids, but imagine all of the TV shows, movies, and real-life situations they have seen where gender is portrayed in a rigid or outdated way.
Explaining everyday discrimination will show how, outside of IWD, there are opportunities for improvement. Ask your kids what they can do and how they can act to promote respect and equality with their friends. Foster their curiosity and encourage them to be a leader when they see something that isn't right.
Lastly, to make an impact, we as moms have to be conscious of our choices, too. Do we talk about other women negatively? Do we stand up for ourselves and set a good example? Gender equality starts at home, with our own words and actions. When we think of this year's IWD theme, we can not only apply that in a general sense, that gender-balance is important in the workplace and government, but can also apply that to our individual selves by making sure we set a personal standard.
If we want to raise children who celebrate equality, we must celebrate equality, too. Recharge your motivation by attending speeches, meetings, events or even protests throughout the year. Call your local legislator to share your opinion on bills impacting women's rights. Demand that corporations cultivate equality and diversity in their executive positions and throughout their staff.
When you recognize the change that you can create, you show your children how “women's day" can be celebrated every day. Especially with young men, it shows that International Women's Day is not about punishing men or saying women are better - it's about equality for all people.
So when you share the message behind International Women's Day with your children, remind them that it isn't about being “nice" to girls for this one day in March. It's about remembering the past, and working toward a better future. They have the power to be agents of change. Cliché as it sounds, today's youth will be the CEOs, policymakers, and employees of tomorrow. Raise children who know that the power is in their hands to make a difference.
It isn't always easy to stay on top of your finances, especially when you have developed unhealthy spending habits over the years. However, as you begin to realize the many benefits of having healthy finances, it can become something you want to make a conscious effort to improve. When your finances are in a good place, you often have access to better opportunities whether it be a mortgage loan, greater credit line or business loan. On that note, here is how you can become an expert at managing your finances in case you need a few tips.
Learn to Use Technology
The good thing about managing finances in the technological age is that you don't have to do it alone. There are so many apps available that will help you pay bills on time and track your expenses. For instance, some apps force you to live within your actual income and tell you what to do when you need to balance your budget.
If you need an app that will help you get better at saving, then some will set aside your spare change for you. Also, don't be afraid to use more simple tools such as your smartphone calendar to set reminders about payments if you don't automate them.
Seek Legal Advice
Sometimes, being an expert at something means understanding that you can't possibly know it all. This is why you have professionals around you that can help fill in the gaps where you're lacking. Consider hiring a legal firm to help with any challenges that are beyond you. Lexington Law is a good firm as they could help remove negative items from your credit report. Read this Lexington Law Review (Our #1 Credit Repair Service of 2019) to find out more about how they could help improve your finances.
You can't do better than what you know when it comes to managing finances. You should, therefore, invest your time in learning more about finances and how to manage them. Think about what your goals for your finances are and what knowledge gaps you need to fill.
For example, if you want to invest in the stock market so that you can improve your net worth, then you may need to learn more about investing to do so successfully. To boost your knowledge, try reading articles on credible blogs that share finance information from professionals. Also, be weary of content from finance-driven companies as it could be biased.
Work on Growing Your Income
As a self-proclaimed finance guru, you know that the more sources of income that you have, the better. Work on increasing your streams of income so that you have more money to meet your targets whether it's to save for a property or put larger sums towards retirement. One way to do so would be by getting extra income by doing social media marketing for businesses or creating tutorials on YouTube. If you own a property, renting out rooms is a great way to make passive income.
Live Within Your Means
It can be difficult to live within your means when you live in a society that is always presenting you with things to buy. However, being more conscious about the things that you purchase could help you realize that most are wants rather than needs. To live within your means, always take time to think about a purchase as opposed to impulse spending. You should always get good at bargain hunting as many times you can find items of similar quality at a cheaper price.
Learn How to Manage Debt
Debt doesn't have to be a bad thing if you understand how it works and how to manage it. It can be a tool for credit building when you understand the fundamentals. For instance, if you take out a loan or credit card, always be mindful of your interest rates.
By paying the amount of money you borrowed back in full before the due date, you won't have to pay interest on what you borrowed. If you can't pay back in full, paying more than the minimum payment will ensure you incur less interest. For the most part, the secret to good debt management is never spending more than you can afford to pay back.
Managing finances is a life skill that can help improve your quality of life. By following the mentioned tips and taking your finances more seriously, you're more likely to master the art of healthy finances.