I spoke to a woman last week, her business was picking up, [she was taking on a new job from a casual work environment to one where she was in front of clients]. She was working her butt off, taking care of her family, and with no time to shop. Her wardrobe was not appropriate for her new executive position, she lacked confidence, AND her body was changing, [sound familiar]?
As we get older, unfortunately our figures shift. You know what I am talking about; extra pounds, bigger waistline, ashy skin and, (dare I say), a wider backside. It's not fun, and body changes can take a toll on our self-confidence, and could lead to uncertainty on how to dress.
So, how do we as women stay confident, empowered, and on trend with our wardrobe, in this ever changing day-to-day?
There are many body variations, however, the styling rules always start with the basics. These important elements (that sometimes go unnoticed) determine which clothes look best for your skeletal frame. When you understand these elements, you will gain clarity about your figure, you will have more confidence dressing for it and, you will be able to find clothes that are more flattering and work appropriate.
The all important body equation: A+B+C= Body Type
A = Body Shape: which includes your body measurements (bust, waist etc) & your height measurement, (petite, average height, tall.)
B = Body Proportions: Torso/Leg ration, Neck length.
C = Body Incidental: Bust size, thicker arms, wide shoulders, bum size, narrow calves, plus a few other features.
Let's Dive Into the Concept a Bit More
A = Body shape defined by the dictionary: The human body shape is a complex phenomenon with sophisticated detail and function. The general shape or figure of a person is defined mainly by the molding of skeletal structures, as well as the distribution of muscles and fat. What??? In a nut shell, body shape is the silhouette from your front view, or the outline of your figure.
B = Body proportions as defined by the dictionary: how lines and shapes divide the space, garment, or outfit into parts. It involves the relationship of one part or space compared to another part or space, compared to the whole garment, and to the body. Basically, we are talking about longer or shorter legs, a longer or shorter waist, rise, décolletage and your neck length. This measurement will tell you where to end your hems – tops, skirts, sleeves, trousers. Also where you may want to add verticals to elongate and highlight body parts.[One important note regarding proportions.The eye subconsciously sees clothing lines as lines of your body. So, wearing clothes with lines that are incorrect for your body proportion tends to create blunt-lines...essentially cutting your body at the wrong place. But when we correctly place those clothing lines and proportions, the lines have a pleasing curve to them, and the eye is drawn to all of our best features.]
C = Body incidentals/Deviations are everything else that determines your overall body type. The other bits and pieces of your frame; a bigger bottom, large busts, fuller upper arms, wide shoulders, saddlebags, wide calves, etc.
Some of us will have a shorter torso and longer leg line and be tall. One may be petite, and wear a size 16, but have a small bust. These factors influence our style decisions, as well as which pieces of clothing look the best on our body. Sound confusing? It's important to understand that this can feel daunting, be patient! I promise you, once you experiment with these concepts, and test out fabrics and silhouettes, you will get it.
I want to talk briefly about my other secret to confidently boost your wardrobe: maintain classic, tailored pieces and add in trendy items carefully.
You may ask yourself: "How do I blend all of these measurement ideals together so I understand how to find clothes?" and "If I am part of several body types, which one takes precedence?" Author Jonathan Alpert, Psychotherapist, executive performance coach, and author of Be Fearless: Change Your Life in 28 Days, about 7 simple ways to begin your morning for a healthy productive day. His strategy is simplistic, yet many of us don't pay attention, are to frazzled or don't recognize the benefit. Not only does he talk about visualizing your day, drink water and wake up earlier. He mentions my favorite strategy: maintain a manageable wardrobe.
Start building your closet with essential pieces like: a pencil skirt, flesh color pumps, black pumps, blazers, a leather coat. These are just part of the core essentials that are the base of your wardrobe. Once you have added all necessary items, then add in trendy, sophisticated, perhaps edgy style elements. This will not only save you money, it will give you styling ease and faster morning exits to work.
I love to see the transformations in women! I see changes from trepidation to exhilaration.…their joy as they step in front of the mirror and say, "Wow, I look really good, I never thought I could wear this!"
It all starts with knowing your body, the shape, the proportions, and having the essential pieces in your wardrobe. Now is the time for your breakthrough style moment! Your ease of getting dressed in the morning, true confidence in front of your clients, and say goodbye to your fashion frustrations! It's as easy as ABC...
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Business entities can be defined as the corporate, tax and legal structures which an organization chooses to officially follow at the time of its official registration with the state authorities. In total, there are fifteen different types of business entities, which would be the following.
- Sole Proprietorship
- General Partnership
- Limited Partnership or LP
- Limited Liability Partnership or LLP
- Limited Liability Limited Partnership or LLLP
- Limited Liability Company or LLC
- Professional LLC
- Professional Corporation
- Nonprofit Organization
- Cooperative Organization
As estates, municipalities and nonprofits do not concern the main topic here, the following discussions will exclude the three.
Importance of the State: The Same Corporate Structure Will Vary from State to State
All organizations must register themselves as entities at the state level in United States, so the rules and regulations governing them differ quite a bit, based on the state in question.
What this means is that a Texas LLC for example will not operate under the same rules and regulations as an LLC registered in New York. Also, an LLC in Texas can have the same name as another company that is registered in a different state, but it's not advisable given how difficult it could become in the future while filing for patents.
To know more about such quirks and step-by-step instructions on how to start an LLC in Texas, visit howtostartanllc.com, and you could get started with the online process immediately. The information and services on the website are not just limited to Texas LLC organizations either, but they have a dedicated page for guiding fresh entrepreneurs through the corporate tax structures in every state.
Sole Proprietorship: Default for Freelancers and Consultants
There is only one owner or head in a sole proprietorship, and that's what makes it ideal for one-man businesses that deal with freelance work and consulting services. Single man sole proprietorships are automatic in nature, therefore, registration with the state is unnecessary.
Sole proprietorships are also suited to a degree for singular teams such as a small construction crew, a group of handymen, or even miniature establishments in retail. Also, this puts the owner's personal financial status at jeopardy.
Due to the fact that a sole proprietorship entity puts all responsibilities for paying taxes and returning loans, it directly jeopardizes the sole proprietor's personal belongings in case of a lawsuit, or even after a failed loan repayment.
This is the main reason why even the most miniature establishments find LLCs to be a better option, but this is not the only reason either. Sole proprietors also find it hard to start their business credit or even get significant business loans.
General Partnership: Equal Responsibilities
The only significant difference between a General Partnership and a Sole Proprietorship is the fact that two or more owners share responsibilities and liabilities equally in a General Partnership, as opposed to there being only one responsible and liable party in the latter. Other than that, they more or less share the same pros and cons.
Registration with the state is not necessary in most cases, and although it still puts the finances of the business owners at risk here, the partnership divides the liability, making it a slightly better option than sole proprietorship for small teams of skilled workers or even small restaurants and such.
Limited Partnership: Active and Investing Partners
A Limited Partnership (LP) has to be registered with a state and whether it has just two or more partners, there are two different types of partners in all LP establishments.
The active partner or the general partner is the one who is responsible and liable for operating the business in its entirety. The silent or investing partner, on the other hand, is the one who invests funds or other resources into the organization. The latter has very limited liability or control over the company's operations.
It's a perfect way for investors to put their money into a sector that they are personally not experienced with, but have access to people who do. From the perspective of the general partners, they have similar responsibilities and liabilities to those in a general partnership.
It's the default strategy for startups to find funding and as long as the idea is sound, it has made way for multiple successful entrepreneurial ventures in the recent past. However, personal liability still looms as a dangerous prospect for the active partners to consider.
Limited Liability Company and Professional LLC
Small businesses have no better entity structure to follow than the LLC, given that it takes multiple good ideas from various corporate structures, virtually eliminating most cons that are inherent to them. Any and all small businesses that are in a position to or are in requirement of signing up with their respective state, usually choose an LLC entity because of the following reasons:
- It removes the dangerous aspect of personal liability if the business falls in debt or is sued for reparations
- The state offers the choice of choosing between corporation and partnership tax slabs
- The limited legalities and paperwork make it suited for small businesses
While more expensive than a general partnership or a sole proprietorship, a professional LLC is going to be a much safer choice for freelancers and consultants, especially if it involves risk of any kind. This makes it ideal for even single man businesses such a physician's practice or the consultancy services of an accountant.
B, C and S-Corporation
By definition, all corporation entities share most of the same attributes and as the term suggests, they're more suited for larger or at least medium sized businesses in any sector. The differences between the three are vast once you delve into the tax structures which govern each entity.
However, the basic differences can be observed by simply taking a look at each of their definitive descriptions, as stated below.
C-Corporation – This is the default corporate entity for large or medium-large businesses, complete with a board of directors, a CEO/CEOs, other executive officers and shareholders.
The shareholders or owners are not liable for debts or legal dispute settlements in a C-Corporation, and they may qualify for lower tax slabs than is possible in any other corporate structure. On becoming big enough, they also have the option to become a publicly traded company, which is ideal for generating growth investments.
B- Corporation – the same rules apply as a C-Corporation, but due to their registered and certified commitment to social and environmental standards maintenance, B-Corporations will have a more lenient tax structure to deal with.
S-Corporation – Almost identical to a C-Corporation, the difference is in scale, as S-Corporations are only meant for small businesses, general partnerships and even sole proprietors. The main difference here is that due to the creation of a pass-through entity, aka a S-Corporation, the owner/owners do not have liability for business debt and legal disputes. They also are not taxed on the corporate slab.
Cooperative: Limited Application
A cooperation structure in most cases is a voluntary partnership of limited responsibilities that binds people in mutual interest - it is an inefficient structure due to the voluntary nature of its legal bindings, which often makes it unsuitable for traditional business operations. Nevertheless, the limited liability clause exempts all members of a cooperative from having personal liability for paying debts and settling claims.
This should clear up most of the confusion surrounding the core concepts and their suitability. In case you are wondering why the Professional Corporation structure wasn't mentioned, then that's because it has very limited applications. Meant for self-employed, skilled professionals or small organizations founded by them, they have less appeal now in comparison to an LLC or an S-Corporation.