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How to Get Good Money Advice

We all need money for a wide range of purposes. From basic needs such as food and shelter to social needs like entertainment, investments, and so forth, the list of things money can do for you is endless. Your financial health has a huge impact on your lifestyle as a whole. The rich live a good life and lack nothing, but more often than it, it's not about how much money you have. Rather, it's more about how well you can manage what you have or what you earn.

Most of the rich people you know of didn't just wake up one day to find themselves rich. Very few won the lottery or became rich through family inheritance. As a matter of fact, those who find it on a silver platter tend to require more discipline, lest they mismanage the money just to end up in the streets over time. No matter how much you make or earn every month, achieving financial success is about being strategic in your investments, disciplined, and securing your future. This is why it's important to seek advice and tips about money. With that having been said, here are a few tips on how to get good money advice.

1. Talk To a Financial Advisor

This is basically the best way to get reliable money advice you can trust. Whether you're employed or in business, you will obviously have plenty of things to take care of that need careful financial planning. A financial advisor can help you in various areas, including budgeting, accounting, tracking your expenses, savings, investments, and when to take or avoid credit.

When it comes to loans, a financial advisor can guide you in choosing the best loan option for you. The loan advisors from https://www.loanadvisor.sg/best-payday-loan-singapore/ say that when you have lots of bills to take care of but don't have enough cash at the moment, a payday loan can come to your rescue. Needless to mention, money experts will also help you to choose the best lender, considering factors such as interest rate, loan term, ease of application, and approval rates.

2. Get Financial Tips Online

When in need of money advice, the internet is also your friend. There are many blogs and websites for money advice online, where you can find resources, articles, guides, and tips on just about any money-related topic you can think of. Some of these websites are free and do not require you to subscribe to a service. Before putting your trust on such a website, however, you'll want to research a bit about its reputation and experience in the industry. While at it, you may want to ask yourself a few questions, including the following:

  • Is the site run by a legitimate company?
  • How long has the website been live online?
  • What kind of resources and information do they provide?
  • Do they focus on specific topics in the financial field?

3. Talk to Successful Businessmen in Your Circle

As far as success is concerned, nothing is more important than reaching out and learning from successful people. If you have a few successful business people in your close circle, you can reach out to them and ask them to enlighten you with some money tips they used to make it to where they are. In case you don't have such a friend, social media can be helpful. Also, you can always do an internet search on some of the most successful entrepreneurs to see if some of them share their success tips. Specifically, you can look for interviews, articles, and blogs.

4. Make Use of YouTube

Over the past few years, YouTube has been a great place to look whenever you need inspiration for something or want to learn how to do something. Many financially successful individuals also use the platform to share their tips with others. Some have even gone ahead and become financial coaches over YouTube. If you are smart in your search, you will always find reliable money advice here.

5. Take a Short Course in Finance

Last but not least, taking a short course, never hurt anyone. To be smarter with your finances, a part-time financial course may be necessary. This is especially for those who love learning and going deeper into things. You don't need to be working in a finance-related career to take a short course in finance. Some examples of courses you can pursue online include:

  • Personal finance 101
  • Personal Finance Planning
  • Personal taxes 101
  • Managing My Money
  • Financial Literacy

You may have all the money in the world, but it may not help you much if you don't know how to manage it properly. Being good with your finances also helps you get through when situations get tough. The above are just a few ways to get good financial advice.

5 min read
Self

Lessons Learned and the Power of Turning 50

Except for 16, I have celebrated all of my milestone birthdays in New York City.

I turned 16 in Arnold, Missouri. Arnold is a small town (though not small anymore) 20 miles south of St. Louis. St. Louis is known for the Gateway Arch, a beautiful arch of shiny stainless steel, built by the National Parks Service in 1935 to commemorate Thomas Jefferson's vision of a transcontinental U.S. St. Louis is also known for its custard, a frozen dessert that is so thick, they hand it to you upside down with a spoon inside. Something else about St. Louis you should know is that there is a courthouse just steps from the base of the Gateway Arch where one of the most important cases in history was tried: Dred Scott v. Sanford.

I'm turning 50 during what I define as a miraculous time to be alive.

Mr. Scott was born into enslavement around 1799 and, in 1830, was sold to a military surgeon who traveled back and forth between his military posts in Illinois and Wisconsin, where slavery was prohibited under the Missouri Compromise of 1820. In 1842 the doctor and Mr. Scott both married, and they, all four, returned to St. Louis. Still enslaved, Dred Scott filed a lawsuit against the doctor's wife for his and his wife Harriet's freedom. We don't know exactly why he chose this moment in time to file a lawsuit, however, he did. At the time of filing his, now, famous lawsuit, he was 50 years old. Ultimately, The Scott family did not gain their freedom, but their profound courage in filling this case helped ignite the Civil War and what we would come to know (or think we know) as freedom from enslavement for all human beings. Powerful then and even more powerful now.

My next milestone was turning 21, and I did it in the Big Apple. Having only moved to "the city that never sleeps" a few months prior, I knew nobody except my new friends, the bus-boys from the restaurant I was working at, Patzo's on the Upper West Side. And, yes, pazzo is actually the correct spelling of the Italian word, which translates to "crazy." Trust me we all had several laughs about the misspelling and the definition going hand in hand. I worked a full shift, closing out at around 11 PM, when, my kitchen team came out from the line with a cake singing, "Cumpleaños Feliz." It was fantastic. And the kindness of these almost-strangers was a powerful reminder of connection then as it still is today almost 29 years later.

I design the life I desire and the Universe creates it for me every day. I show up, keep the story moving, and work hard because I am relentlessly devoted to making the world a better place and this is how I choose to leave my legacy.

When I turned 30, I had just finished a European tour with Lucinda Childs dance company. The company had been on tour for months together and were inseparable. We traveled through Paris, Vienna, Lisbon, and Rome. We ate together, we rode on a bus together, we had drinks after shows together, and we even took turns giving company class to get warmed up before a show. It was deeply meaningful and dreamy. We ended the tour back in New York City at BAM, The Brooklyn Academy of Music. It was an incredible way to end the tour, by being on our home court, not to mention I was having an important birthday at the culmination of this already incredible experience.

So, when I invited everyone to join me at Chelsea Pier's Sky Rink to ice skate in late August, I was schooled really quickly that "tour" does not mean you are friends in real life, it means you are tour friends. When the tour ends, so does the relationship. I skated a few laps and then went home. This was a beautiful lesson learned about who your real friends are; it was powerful then as it is today.

Turning 40 was a completely different experience. I was in a serious relationship with my now-husband, Joe. I had just come off of a successful one-woman dance show that I produced, choreographed, and danced in, I had just choreographed a feature film, John Turturro's Romance and Cigarettes, with A-list actors, including Kate Winslet and James Gandolfini, who became a dear friend and had even been on the red carpet with Susan Sarandon at the Venice Film Festival for the movie a year earlier.

And I encourage all women to identify their power and choose to be fully in your power at any age.

This was a very special birthday, and I had, in those 10 years between 30 and 40, come to cultivate very real friendships with some wonderful colleagues. We all celebrated at a local Italian restaurant, Etcetera Etcetera (who is delivering for those of you in NYC — we order weekly to support them during COVID), a staple in the theater district. Joe and I were (and are) regulars and, of course, wanted to celebrate my 40th with our restaurant family and friends. We were upstairs in the private room, and it was really lovely. Many of those in attendance are no longer with us, including Joe's Dad, Bob Ricci, and my dear friend Jim Gandolfini having transitioned to the other side. Currently, that restaurant is holding on by a thread of loving neighbors and regulars like us. Life is precious. Powerful then and today even more so.

I write this article because I'm turning 50, still in New York City. However, I'm turning 50 during what I define as a miraculous time to be alive. And I could not be more filled with hope, love, possibility, and power. This year has included an impeachment hearing, a global pandemic, and global protests that are finally giving a larger platform to the Black Lives Matter movement. Being able to fully embody who I am as a woman, a 50-year-old woman who is living fully in purpose, takes the cake, the rink, and the party.

I'm making movies about conversations around race. I've been happily married for 11 years to the love of my life, Joe Ricci. I'm amplifying and elevating the voices of those who have not previously had a platform for speaking out. I choose who to spend time with and how long! I design the life I desire and the Universe creates it for me every day. I show up, keep the story moving, and work hard because I am relentlessly devoted to making the world a better place and this is how I choose to leave my legacy. Being 50 is one of the most amazing things I ever thought I could experience. And I encourage all women to identify their power and choose to be fully in your power at any age. I'm 50 and powerful. Dred Scott was 50 and powerful. This powerful lesson is for today and tomorrow. We have the power. No matter what age you are, I invite you to use your powerful voice to join me in making the world a better place.