4 Ways to Start a Business with No Money

Making money is tough. While most people rely on employment to earn money, there are those who prefer to take the entrepreneurial route. The problem with putting up a business is that it requires capital, which is also hard to come by.

Is there a way to start a business with no capital? Yes, there are, and we will show you today several tips on how to start a business with no money.


Blogging is free. You do not have to spend a dime on starting a blog. You can set it up with WordPress or other free blog sites. If you want, you can pay for your domain name, but this is not necessary.

The way you can earn with a free blog site is by putting ads. If you know how to code, you can embed the advertiser's code into your blog, and you will earn either by CPC or by CPM.

The secret to earning money through a blog is traffic. Without traffic, you have nobody to promote your ads to, much less sell an info product.

Here are some ideas on how to monetize your blog:

  • Affiliate earnings – earn commissions by promoting the products or services of other companies.
  • Ad networks – place ads on your websites; the more impressions there are, the higher you earn.
  • Info products – create your own information product such as eBooks, reports, and directories.

You can also create your own tools, such as Excel trackers or online tools that you can embed on your blog. Once you start earning, you need to upgrade your blog and use better hosting services. The more traffic you drive to your blog, the heavier your hosting load is going to get.

Author an eBook

As an author, you do not have to spend a dime. Start by selecting a niche. If you think about it, successful authors pick a specific genre and specialize in it. John Grisham is the king of legal thrillers, Patricia Cornwell is the master of forensic science suspense, and so on.

Here are some ideas to get you started:

  • Children's books
  • Suspense
  • Business like stocks or making money online
  • Erotica
  • Hobbies like photography, bonsai, etc.

You can create a series of books if you want. This way, your fans have a reason for buying more. You can also do graphic novels if you know how to draw.

After writing your book, you can use free software tools to convert it into EPUB format. Make sure that you create different versions according to the specifications of the platform where you want to sell.

After that, you can start publishing your books in different marketplaces such as Amazon, Barnes and Noble, Smashwords, and Google PlayStore.

Before pricing your book, make sure you have read the policies and the terms and condition. Most book-selling platforms charge at least 40% of the selling price. What this means is that if you sell the book for $10, the platforms get to keep $4, and you only get $6.

Affiliate Marketing

If you do not want to blog, you can take the affiliate marketing route. While most affiliate marketers have a blog, what many people do not realize is that you can start this business without your own website.

In affiliate marketing, you promote another company's products. If someone buys, you get a commission. It all starts with our registration. If your registration is approved, you will get your personal link. If your fan or audience clicks on this link and makes a purchase, the company can track the sale to you, and you get a commission.

Here are some ideas on how to promote affiliate links without a blog:

  • Forums – go to forum sites and answer questions; insert your affiliate links somewhere in your answers.
  • YouTube – create helpful videos that people how to use the product you are promoting; you can also do reviews and comparisons and then leave your affiliate link in the video description.
  • Social Media – create your own social media group, or be an influencer; drop your affiliate links in your post.

There are many industries where you can be an affiliate marketer. For example, you can promote nine casinos. As a gambling expert, you can teach people how to play blackjack, or give them the latest no deposit casino bonus codes.

As an affiliate marketer, you should first focus on creating value. Do not spam people, especially on forum sites. Help people out and establish yourself as an authority, and they will buy what you recommend.

Be Freelancer

You can start a freelancing business in many areas. You can be a writer, SEO expert, animator, graphic artist—the list can go on and on.

You can also start a drop servicing business. In this business, you look for clients who need a service, like writing. Once a client pays for this service, you outsource the job to another freelancer. The profit you make is the difference between what the client paid and what you paid to the freelancer.

You do not need a website to do this. You can post jobs and services on freelance marketplaces like Fiverr, and then outsource the job to another freelancer in Freelancer.Com or Upwork. If you choose this business, make sure you only provide services that you understand.

You cannot sell writing services if you do not know how to write yourself. Always ensure that your clients get top-quality output, or they will ask for a refund, and you will lose money.


Making money online is not an easy road. It takes grit to make a business succeed. Now that you have some ideas, you have to turn these ideas into action. As experts always say, ideas are useless, and execution is everything.

Also, do not expect your business to earn you a lot of money so soon. The internet is a crowded place, and making money online takes time. Stay true to your course and see your business to fruition, and you might just achieve your business goals.

5 Min Read

Judge Tanya Acker On Overcoming Racial Barriers And Her Rise To The Top

You may recognize Judge, Tanya Acker, from her political and legal commentary on different networks and shows like Good Morning America, The Talk, Wendy Williams, CNN Reports or The Insider. Acker is more than an experienced commentator. She is also a Judge on the fifth season of Emmy nominated CBS show, Hot Bench.

The show, created by Judge Judy, is a new take on the court genre. Alongside Acker, are two other judges: Patricia DiMango and Michael Corriero. Together the three-panel judges take viewers inside the courtroom and into their chambers. “I feel like my responsibility on the show is, to be honest, fair, [and] to try and give people a just and equitable result," Acker says. She is accomplished, honest and especially passionate about her career. In fact, Acker likes the fact that she is able to help people solve problems. “I think that efficient ways of solving disputes are really at the core of modern life.

“We are a very diverse community [with] different values, backgrounds [and] beliefs. It's inevitable that we're going to find ourselves in some conflicts. I enjoy being a part of a process where you can help resolve the conflicts and diffuse them," she explains.

Acker's career has been built around key moments and professional experiences in her life. Particularly, her time working right after college impacted the type of legal work she takes on now.

Shaping Her Career

Acker didn't foresee doing this kind of work on television when she was in college at either Howard University or Yale Law. “I was really open in college about what would happen next," Acker comments. “In fact, I deliberately chose a major (English) that wouldn't lock me into anything [because] I wanted to keep all of my options open." Her inevitable success on the show and throughout her career is an example of that. In fact, after graduating from Yale, Acker served as a judicial law clerk to Judge Dorothy Nelson who sits on the Ninth U.S. Circuit Court of Appeals.

It was not only her first job out of law school but also one of the formative experiences of her professional life. “[Judge Nelson is] certainly, if not my most important professional influence," Acker says. “She is really the living embodiment of justice, fairness, and believes in being faithful to the letter and the spirit of the law," she exclaims. “She delivers it all with a lot of love." Judge Nelson is still on the bench and is continuing to work through her Foundation: The Western Justice Center in Pasadena, California, where Acker serves on the board. The foundation helps people seeking alternative ways of resolving their disputes instead of going to court.

"I enjoy being a part of a process where you can help resolve the conflicts and diffuse them," she explains.

“It was important to her to try and create platforms for people to resolve conflict outside of court because court takes a long time," Acker explains. “I'm proud to be a part of that work and to sit on that board."

After her clerkship, she was awarded a Bristow Fellowship and continued building her career. Outside of the fellowship, Acker's legal work incorporated a broad variety of matters from civil litigation, constitutional cases, business counseling, and advising. One of her most memorable moments was representing a group of homeless people against the city. “They were being fought for vagrancy and our defense was, they had no place to go," she shares.

As part of her pro bono work, Acker was awarded the ACLU's First Amendment Award for her success with the case. Though, she has a hard time choosing from one of many memorable moments on Hot Bench. Acker does share a few of the things that matter to her. “Our show is really drawn from a cross-section of courtrooms across America and the chance to engage with such a diverse group of people really means a lot to me," she discusses.

How Did Acker Become A Judge?

In addition to Judge Nelson, Judge Judy is certainly among her top professional influences. “I think it's incredible [and] I feel very lucky that my professional career has been bookended by these incredible judges," she acclaims. “I've really learned a lot from Judy about this job, doing this kind of job on television." Before Acker was selected for Hot Bench, she hadn't been a judge. It was Judge Judy who recommended that she get some experience. Acker briefly comments on her first experience as a temporary judge on a volunteer basis in traffic court. “I was happy to be able to have the chance to kind of get a feel for it before we started doing the show," she comments. “Judy is a wonderful, kind, generous person [and] she's taught me quite a lot. I feel lucky."

Judge Acker in white pantsuit with her dog. Photo Courtesy of Annie Shak.

Acker's Time Away From Home

Outside of Hot Bench, Acker took recent trips to Haiti and Alabama. They were memorable and meaningful.

Haiti, in particular, was the first trip she excitedly talks about. She did some work there in an orphanage as part of LOVE Takes Root, an organization that is driven to help children around the world whether it's basic aid or education. “Haiti has a special place in my heart," she began. “As a person who's descended from enslaved people, I have a lot of honor and reverence for a country that threw off the shackles of slavery."

She was intrigued by the history of Haiti. Especially regarding the communities, corrupt government and natural disasters. “They really had to endure a lot, but I tell you this when I was there, I saw people who were more elegant, dignified, gracious and generous as any group of people I've ever met anywhere in the world," she goes on. “I think it left me with was a strong sense of how you can be graceful and elegant under fire." Acker is optimistic about the country's overall growth and success.

“[Judge Nelson is] certainly, if not my most important professional influence," Acker says. “She is really the living embodiment of justice, fairness, and believes in being faithful to the letter and the spirit of the law."

“There are certainly times when people treated me differently or made assumptions about me because I was a black woman," Acker says. “I've got it much better, but that doesn't mean it's perfect...it certainly isn't, but you just have to keep it moving."

Her other trip was different in more ways than one. She traveled there for the first time with her mother as part of a get out to vote effort, that Alabama's First black House Minority Leader, Anthony Daniels was organizing. “It was incredible to take that trip with her [and] I've got to tell you, the South of today is not the South of my mother's upbringing," she explains. Originally from Mississippi, Acker's mother hasn't been back in the South since 1952. “Every place has a ways to go, but it was a really exciting trip [and] it was nice for me to connect with that part of the country and that part of my history."

Overcoming Racial Barriers

As a black woman, Acker has certainly faced challenges based on her race and gender. But it doesn't define who she is or what she can accomplish. “There are certainly times when people treated me differently or made assumptions about me because I was a black woman," she says. “There's no sort of barrier that someone would attempt to impose upon me that they didn't attempt to impose on my mother, grandmother or great-grandmother." In a space where disparity is sometimes apparent, she recognizes that there is no barrier someone would try to impose on her that they didn't attempt to impose on her mother or grandmothers. “I've got it much better, but that doesn't mean it's perfect...it certainly isn't, but you just have to keep it moving," Acker states. The conversation continues truthfully and seriously. Acker shares what it can be like for black women, specifically. “I think we're underestimated and we can be disrespected, whereas other folks are allowed the freedom to enjoy a full range of emotions and feelings," she articulates.

At times black women are often restricted from expressing themselves. “If someone wants to make an assumption or jump to a conclusion about me because of my race or gender, that's on them, but their assumptions aren't going to define me," Acker declares. “If something makes me angry or happy I will express that and if someone wants to caricature me, that's their pigeonholing; that's not my problem." A lifelong lesson she learned and shared is to not let other people define who you are. It is one of three bits of wisdom.

Three Pieces Of Advice From Judge Acker

The Power Of Self-awareness

“It's really important that you have a really firm sense of what you want to do and be, and how you're moving in the world because when people try to sway you, judge you or steer you off course you've got to have some basis for getting back on track."

Know Your Support System

“Have a strong community of people who you trust, love and who love you," she advises. “But also learn to love and trust yourself because sometimes it's your own voice that can provide you the most comfort or solace in something."

Learn From Your Experiences

“Trust yourself. Take care of yourself. Don't be too hard on yourself. Be honest with yourself.

“There are times when it's not enough to say this is who I am. Take it or leave it. Sometimes we've got things that we need to work on, change or improve upon," she concludes.

Acker stands out not only because of her accomplishments, but the way she views certain aspects of her life. These days, she's comfortable accepting what makes her different. “I think there's a time when you're younger when conformity feels comfortable, [but] I'm comfortable these days not conforming," she laughs. She enjoys being a decision maker and helping people work through it on Hot Bench.

This article was originally published May 15, 2019.