4 Ways to Start a Business with No Money

Making money is tough. While most people rely on employment to earn money, there are those who prefer to take the entrepreneurial route. The problem with putting up a business is that it requires capital, which is also hard to come by.

Is there a way to start a business with no capital? Yes, there are, and we will show you today several tips on how to start a business with no money.


Blogging is free. You do not have to spend a dime on starting a blog. You can set it up with WordPress or other free blog sites. If you want, you can pay for your domain name, but this is not necessary.

The way you can earn with a free blog site is by putting ads. If you know how to code, you can embed the advertiser's code into your blog, and you will earn either by CPC or by CPM.

The secret to earning money through a blog is traffic. Without traffic, you have nobody to promote your ads to, much less sell an info product.

Here are some ideas on how to monetize your blog:

  • Affiliate earnings – earn commissions by promoting the products or services of other companies.
  • Ad networks – place ads on your websites; the more impressions there are, the higher you earn.
  • Info products – create your own information product such as eBooks, reports, and directories.

You can also create your own tools, such as Excel trackers or online tools that you can embed on your blog. Once you start earning, you need to upgrade your blog and use better hosting services. The more traffic you drive to your blog, the heavier your hosting load is going to get.

Author an eBook

As an author, you do not have to spend a dime. Start by selecting a niche. If you think about it, successful authors pick a specific genre and specialize in it. John Grisham is the king of legal thrillers, Patricia Cornwell is the master of forensic science suspense, and so on.

Here are some ideas to get you started:

  • Children's books
  • Suspense
  • Business like stocks or making money online
  • Erotica
  • Hobbies like photography, bonsai, etc.

You can create a series of books if you want. This way, your fans have a reason for buying more. You can also do graphic novels if you know how to draw.

After writing your book, you can use free software tools to convert it into EPUB format. Make sure that you create different versions according to the specifications of the platform where you want to sell.

After that, you can start publishing your books in different marketplaces such as Amazon, Barnes and Noble, Smashwords, and Google PlayStore.

Before pricing your book, make sure you have read the policies and the terms and condition. Most book-selling platforms charge at least 40% of the selling price. What this means is that if you sell the book for $10, the platforms get to keep $4, and you only get $6.

Affiliate Marketing

If you do not want to blog, you can take the affiliate marketing route. While most affiliate marketers have a blog, what many people do not realize is that you can start this business without your own website.

In affiliate marketing, you promote another company's products. If someone buys, you get a commission. It all starts with our registration. If your registration is approved, you will get your personal link. If your fan or audience clicks on this link and makes a purchase, the company can track the sale to you, and you get a commission.

Here are some ideas on how to promote affiliate links without a blog:

  • Forums – go to forum sites and answer questions; insert your affiliate links somewhere in your answers.
  • YouTube – create helpful videos that people how to use the product you are promoting; you can also do reviews and comparisons and then leave your affiliate link in the video description.
  • Social Media – create your own social media group, or be an influencer; drop your affiliate links in your post.

There are many industries where you can be an affiliate marketer. For example, you can promote nine casinos. As a gambling expert, you can teach people how to play blackjack, or give them the latest no deposit casino bonus codes.

As an affiliate marketer, you should first focus on creating value. Do not spam people, especially on forum sites. Help people out and establish yourself as an authority, and they will buy what you recommend.

Be Freelancer

You can start a freelancing business in many areas. You can be a writer, SEO expert, animator, graphic artist—the list can go on and on.

You can also start a drop servicing business. In this business, you look for clients who need a service, like writing. Once a client pays for this service, you outsource the job to another freelancer. The profit you make is the difference between what the client paid and what you paid to the freelancer.

You do not need a website to do this. You can post jobs and services on freelance marketplaces like Fiverr, and then outsource the job to another freelancer in Freelancer.Com or Upwork. If you choose this business, make sure you only provide services that you understand.

You cannot sell writing services if you do not know how to write yourself. Always ensure that your clients get top-quality output, or they will ask for a refund, and you will lose money.


Making money online is not an easy road. It takes grit to make a business succeed. Now that you have some ideas, you have to turn these ideas into action. As experts always say, ideas are useless, and execution is everything.

Also, do not expect your business to earn you a lot of money so soon. The internet is a crowded place, and making money online takes time. Stay true to your course and see your business to fruition, and you might just achieve your business goals.

3 min read

Help! My Friend Is a No Show

Email armchairpsychologist@swaaymedia.com to get the advice you need!

Help! My Friend Is a No Show

Dear Armchair Psychologist,

I have a friend who doesn't reply to my messages about meeting for dinner, etc. Although, last week I ran into her at a local restaurant of mine, it has always been awkward to be friends with her. Should I continue our friendship or discontinue it? We've been friends for a total four years and nothing has changed. I don't feel as comfortable with her as my other close friends, and I don't think I'll ever be able to reach that comfort zone in pure friendship.


Dear Sadsies,

I am sorry to hear you've been neglected by your friend. You may already have the answer to your question, since you're evaluating the non-existing bond between yourself and your friend. However, I'll gladly affirm to you that a friendship that isn't reciprocated is not a good friendship.

I have had a similar situation with a friend whom I'd grown up with but who was also consistently a very negative person, a true Debby Downer. One day, I just had enough of her criticism and vitriol. I stopped making excuses for her and dumped her. It was a great decision and I haven't looked back. With that in mind, it could be possible that something has changed in your friend's life, but it's insignificant if she isn't responding to you. It's time to dump her and spend your energy where it's appreciated. Don't dwell on this friend. History is not enough to create a lasting bond, it only means just that—you and your friend have history—so let her be history!

- The Armchair Psychologist

Need more armchair psychologist in your life? Check out the last installment or emailarmchairpsychologist@swaaymedia.com to get some advice of your own!