Eboni Williams, 34
Fox News Host and Author
Unafraid to unabashedly share her opinion on the airwaves, Fox News Host, Eboni Williams, is certainly a woman to watch. Raised by a single mom in Charlotte, Williams faced a litany of obstacles throughout her career, not least that she was a strong, opinionated black woman, attributes which she says were hurled her way as derogatory. ”Society might have its rules and expectations of you, reject them at every turn and insist upon your own exceptionalism,” she says.
This exceptionalism has lead to her hosting her own radio show, releasing her book PRETTY POWERFUL: Appearance, Substance & Success and contributing her inspiring message to the world.
1. What made you choose this career path? What has been your greatest achievement?
Since I was a child I had a loud voice and strong opinion, so I thought it best to put it to productive use. As a litigator, multimedia host and now as an author, I'm privileged to lend my voice to the voiceless and otherwise empower women, men and children who otherwise might not be heard.
My greatest achievement has been hosting a show on the #1 cable news network while hosting a talk radio show and releasing a bestselling book at the same time. I never considered myself a multi-tasker, but I became one in 2017
2. What’s the biggest criticism/stereotype/judgement you’ve faced in your career?
As I write in the 'Mean Girls' chapter of my book, I was told I was too young, too strong in my opinion and black...all reasons I wouldn't be able to be hired by Fox News or able to host a show. All proved ignorantly wrong.
All throughout my life false narratives of society and media said as an only child to a single, high school educated mom, I would repeat her pattern of a struggling single black mom. She made sure I didn't and we worked to reject that stereotypical noise at every turn.
3. How did you #SWAAYthenarrative? What was the reaction by those who told you you “couldn’t” do it?
Shirley Chisholm is an iconic role model of mine. She was the first black woman to serve in the US congress and she said if they don't invite you to the table, bring your own chair and pull up a seat. I LOVE bringing my own chair and crashing the party.
4. What did you learn through your personal journey?
I SWAAYed the narrative by having key individuals (a strong mom, teachers, community members) that nourished my talent and told me I could do ANYTHING I worked for. I was never talked to about glass ceilings or limitations...only personal ambition. Narratives are all about social norms and "rules." In a world of other people's "rules" I've always elected to be my own exception.
5. What’s your number one piece of advice to women discouraged by preconceived notions and society’s limitations?
Bet on yourself. Don't concern yourself with a million "no's" only focus on the one "YES" that you need. Society might have its rules and expectations of you, reject them at every turn and insist upon your own exceptionalism.
It isn't always easy to stay on top of your finances, especially when you have developed unhealthy spending habits over the years. However, as you begin to realize the many benefits of having healthy finances, it can become something you want to make a conscious effort to improve. When your finances are in a good place, you often have access to better opportunities whether it be a mortgage loan, greater credit line or business loan. On that note, here is how you can become an expert at managing your finances in case you need a few tips.
Learn to Use Technology
The good thing about managing finances in the technological age is that you don't have to do it alone. There are so many apps available that will help you pay bills on time and track your expenses. For instance, some apps force you to live within your actual income and tell you what to do when you need to balance your budget.
If you need an app that will help you get better at saving, then some will set aside your spare change for you. Also, don't be afraid to use more simple tools such as your smartphone calendar to set reminders about payments if you don't automate them.
Seek Legal Advice
Sometimes, being an expert at something means understanding that you can't possibly know it all. This is why you have professionals around you that can help fill in the gaps where you're lacking. Consider hiring a legal firm to help with any challenges that are beyond you. Lexington Law is a good firm as they could help remove negative items from your credit report. Read this Lexington Law Review (Our #1 Credit Repair Service of 2019) to find out more about how they could help improve your finances.
You can't do better than what you know when it comes to managing finances. You should, therefore, invest your time in learning more about finances and how to manage them. Think about what your goals for your finances are and what knowledge gaps you need to fill.
For example, if you want to invest in the stock market so that you can improve your net worth, then you may need to learn more about investing to do so successfully. To boost your knowledge, try reading articles on credible blogs that share finance information from professionals. Also, be weary of content from finance-driven companies as it could be biased.
Work on Growing Your Income
As a self-proclaimed finance guru, you know that the more sources of income that you have, the better. Work on increasing your streams of income so that you have more money to meet your targets whether it's to save for a property or put larger sums towards retirement. One way to do so would be by getting extra income by doing social media marketing for businesses or creating tutorials on YouTube. If you own a property, renting out rooms is a great way to make passive income.
Live Within Your Means
It can be difficult to live within your means when you live in a society that is always presenting you with things to buy. However, being more conscious about the things that you purchase could help you realize that most are wants rather than needs. To live within your means, always take time to think about a purchase as opposed to impulse spending. You should always get good at bargain hunting as many times you can find items of similar quality at a cheaper price.
Learn How to Manage Debt
Debt doesn't have to be a bad thing if you understand how it works and how to manage it. It can be a tool for credit building when you understand the fundamentals. For instance, if you take out a loan or credit card, always be mindful of your interest rates.
By paying the amount of money you borrowed back in full before the due date, you won't have to pay interest on what you borrowed. If you can't pay back in full, paying more than the minimum payment will ensure you incur less interest. For the most part, the secret to good debt management is never spending more than you can afford to pay back.
Managing finances is a life skill that can help improve your quality of life. By following the mentioned tips and taking your finances more seriously, you're more likely to master the art of healthy finances.