When you spend a good portion of your life trying to fit in, as I'm sure most of us probably have, it can be liberating to embrace who you are as an individual and to be comfortable in your own skin.
Embracing what makes you, you are at the heart of the Maxx You Project, which was created with the goal of helping women to embrace what makes them unique. The project includes a series of interactive activities that are appearing at various pop-up locations around the US, a qualitative research study to identify the barriers and levers that stand between women embracing what makes them stand out, and an advisory panel with female powerhouses Laila Ali and Barbara Corcoran, as well as Professor of Psychology at UC Berkley Dr. Serena Chen, who will guide the initiative every step of the way.
“The Maxx You Project is about helping people to find their inner light, helping women find what is particularly strong in them, and also inspiring women to be better than they are right now," says Corcoran.
Corcoran told SWAAY about the mission of the project. Her involvement started when she led a workshop of 80 women on self-esteem, confidence, and embracing your individuality, where she felt that both she and T.J.Maxx were “able to make a difference in their lives." This led to the second stage of the Maxx You Project, which entails a national research expedition that will study the principles of individuality, specifically focusing on the barriers to access that many women face in expressing their unique selves. “To help women let their individuality shine, we want to bring them in to co-create the future of the Maxx You Project. So we're talking to women of all ages, across the country to investigate this complex topic," Jillian Rugani, Manager of Marketing at T.J.Maxx, said in a press release about the project.
In a world filled with trends and obsessed with fitting in, it might seem impossible to confidently embrace who you are as an individual- especially as women. Corcoran agreed that many young women experience external pressure to accept norms and quiet their individual voices, but realized at a young age that the price for playing the game was too big to pay. “I realized fitting in was too costly...the minute I let that peer pressure and the sizing up pressure go, I felt like I got twice as strong," she told me.
If you know anything about Barbara Corcoran, you know that many would call her a fierce, unapologetic, real-estate powerhouse, as she built a billion-dollar business with a $1000 loan. You probably know her best from the no-nonsense, yet caring, approach she takes with entrepreneurs on Shark Tank, a persona that she has never shied away from. With that, comes a sense of authenticity that Corcoran conveys not only on the TV screen but also when speaking to her, one on one.
Photo Courtesy of Ilya S. Savenok/Getty Images
“When I was selling real estate, really the only real estate I could sell was something I really believed in, which made me lose a lot of sales," she says. “But, as a result of that, I built a long stream of people who trusted me." I could feel her strong sense of authenticity when it came to her involvement with this project, which she explained was derived from her ability to inspire young women. “With the Maxx You Project, when I heard exactly what it was about and who it's target audience was - to help young women find out more about who they are - I felt like that's exactly what I do all the time- that's not a stretch!"
Certainly not, as she has made it a point throughout her career to speak to and inspire fellow women who want to make a name for themselves as entrepreneurs.
Corcoran reflected on what makes her an individual and how she's found that the more she's embraced what makes her, her, the more she's been embraced by others. For her, this is her sense of directness, her no-nonsense attitude, that makes her stand out.
The pillar principle of the Maxx You Project is letting women embrace who they are and what makes them unique. Since the goal is to inspire women to embrace the infinite possibilities of who and what they can be, I wondered how Corcoran saw this mission as relating to women in the workplace, specifically female entrepreneurs. She emphasized that individuality is important to succeeding in any career - especially when you're working to guide a team into your vision as a business owner. “Embracing your individuality will make you pick out the right people to surround yourself with, since they have to match that and be complementary in some way," she advises. “If you embrace your individuality in the workplace, people know who you are and you build teams around you without even trying."
“The more direct I am and the more that I am genuinely myself, the better people respond to me, I have found. If I just cut to the chase, people accept it and they're willing to play with me," she reflects on her experience. As far as embracing your individuality goes, she says that being yourself leads to others trusting you (given they can smell BS a mile away).
“I think all of us are smarter than we think, you can sense when someone's ingenious, you can sense when someone has a hidden agenda, you can feel a politician a mile away and all of those buttons go off in your head. I think if you're truly okay with who you are, good and bad and let it shine...I generally find that people come from the party," Corcoran says.
With that, she is frustrated by the trend she sees of women feeling that they have to earn the ability to be themselves, conforming at all cost until they reach a certain level where individuality somehow becomes acceptable.
"I don't get it, because all of the people who succeeded in my business that were promoted were strong individuals who knew who they were and attracted other people because of it. So, I don't see any upside at all to not embracing your individuality as early as you can," says Corcoran. She brings this point back to why she's so passionate about being involved in the Maxx You Project, since women are being given such a large and inclusive platform to embrace who they are. "That's why this project is important because it gets that messaging out," she says thoughtfully.
Photo Courtesy of Ilya S. Savenok/Getty Images
Staying true to yourself both as a woman and an individual will allow you to reach your fullest potential and live your life the most authentically possible, which the Maxx You Project is out to prove. Stay tuned for the culmination of their national quantitative study, which Dr. Chen told me is expected to be completed by the end of November, which will give us access to even more insight about how we can empower ourselves, and women everywhere, to embrace who they are as individuals.
The next time you're afraid of being different, sticking out, or thinking too outside-the-box, ask yourself WWBD (What Would Barbara Do?) and let your individuality shine.
It isn't always easy to stay on top of your finances, especially when you have developed unhealthy spending habits over the years. However, as you begin to realize the many benefits of having healthy finances, it can become something you want to make a conscious effort to improve. When your finances are in a good place, you often have access to better opportunities whether it be a mortgage loan, greater credit line or business loan. On that note, here is how you can become an expert at managing your finances in case you need a few tips.
Learn to Use Technology
The good thing about managing finances in the technological age is that you don't have to do it alone. There are so many apps available that will help you pay bills on time and track your expenses. For instance, some apps force you to live within your actual income and tell you what to do when you need to balance your budget.
If you need an app that will help you get better at saving, then some will set aside your spare change for you. Also, don't be afraid to use more simple tools such as your smartphone calendar to set reminders about payments if you don't automate them.
Seek Legal Advice
Sometimes, being an expert at something means understanding that you can't possibly know it all. This is why you have professionals around you that can help fill in the gaps where you're lacking. Consider hiring a legal firm to help with any challenges that are beyond you. Lexington Law is a good firm as they could help remove negative items from your credit report. Read this Lexington Law Review (Our #1 Credit Repair Service of 2019) to find out more about how they could help improve your finances.
You can't do better than what you know when it comes to managing finances. You should, therefore, invest your time in learning more about finances and how to manage them. Think about what your goals for your finances are and what knowledge gaps you need to fill.
For example, if you want to invest in the stock market so that you can improve your net worth, then you may need to learn more about investing to do so successfully. To boost your knowledge, try reading articles on credible blogs that share finance information from professionals. Also, be weary of content from finance-driven companies as it could be biased.
Work on Growing Your Income
As a self-proclaimed finance guru, you know that the more sources of income that you have, the better. Work on increasing your streams of income so that you have more money to meet your targets whether it's to save for a property or put larger sums towards retirement. One way to do so would be by getting extra income by doing social media marketing for businesses or creating tutorials on YouTube. If you own a property, renting out rooms is a great way to make passive income.
Live Within Your Means
It can be difficult to live within your means when you live in a society that is always presenting you with things to buy. However, being more conscious about the things that you purchase could help you realize that most are wants rather than needs. To live within your means, always take time to think about a purchase as opposed to impulse spending. You should always get good at bargain hunting as many times you can find items of similar quality at a cheaper price.
Learn How to Manage Debt
Debt doesn't have to be a bad thing if you understand how it works and how to manage it. It can be a tool for credit building when you understand the fundamentals. For instance, if you take out a loan or credit card, always be mindful of your interest rates.
By paying the amount of money you borrowed back in full before the due date, you won't have to pay interest on what you borrowed. If you can't pay back in full, paying more than the minimum payment will ensure you incur less interest. For the most part, the secret to good debt management is never spending more than you can afford to pay back.
Managing finances is a life skill that can help improve your quality of life. By following the mentioned tips and taking your finances more seriously, you're more likely to master the art of healthy finances.