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In The Red? These Female-Focused Grants Are Sure To Boost Your Startup

Finance

If you're looking for a boost for your business, here's some good news: you may be eligible for a special selection of grants tailored to empower female entrepreneurs. These grants are highly competitive and require you to submit an application, but if you aspire to be the next leader among women in business, they offer a unique opportunity to jump-start your next venture.


Grants are funding opportunities you earn based on the merit of your business venture and the challenges you'll need to overcome to make your business successful. Almost every grant program seeks businesses that will significantly contribute to social or environmental causes. If you don't think your business will fit that criteria, you might be a better candidate for a private loan—this way, your business still gets the funding it needs.

Women are a minority among entrepreneurs, and these grants seek to level the playing field and inspire the next generation of leaders. Your business could change the world—why not let it flourish with federal, state, or private grant opportunities?

1. Federal Grant Programs

The federal government offers a host of grant opportunities for non-profits, and these grants usually come in the form of funding for state programs and initiatives. Grants.gov is a broad web portal that connects business leaders to seed funding opportunities, and there's a section dedicated specifically to small-business grants. The database is extensive, but searching for specific keywords can help you find an opportunity that suits your business venture perfectly, increasing your application's chances of success.

2. Women's Business Centers (WBCs)

The Small Business Administration (SBA) sponsors over 100 women's business centers across the US. These educational organizations are tailored specifically to the challenges women entrepreneurs face. Many of these grants prioritize women who are economically or socially disadvantaged, helping them overcome any obstacle to their businesses' success. Even when grant funding is unavailable, these centers are amazing resources for training and counseling to bring ideas to life.

3. Small Business Development Centers (SBDCs)

Small Business Development Centers are much more common than WBCs; almost all states have several SBDC offices. These offices can be equally helpful in tracking down grant programs in your area and are a gold mine of useful information, expertise, and local knowledge. You can tap into this network to give your small business a big advantage, even if you don't receive funding directly.

4. Small Business Innovation Research and Small Business Technology Transfer (SBIR/STTR)

If your business plan is to innovate in your field, you could seek seed funding from the SBIR/STTR network. This program supports technological and scientific innovation that spurs the American economy.

And it explicitly seeks to sponsor female entrepreneurship—that ideal is right in the organization's mission statement. If your business venture is based in science, research, or technology, these grants are a perfect match.

5. InnovateHER Challenge 2017

The SBA-backed InnovateHER challenge is entering its third year and offers over $70,000 in funding for products and services that empower women and families everywhere. This grant is a true competition, and finalists for 2017 have already been chosen. You can put your business idea on the table for this challenge by applying to a host organization in your local area. Host organizations submit their nominees to the national board for review, and the competition is a great way to network with organizations that put women entrepreneurs first.

6. Eileen Fisher Women-Owned Business Grant

Many private businesses give back to their community in the form of grants and seed funding. As one of the premier privately funded business grants in America that specifically seeks to empower women, the Eileen Fisher grant program is highly competitive, but businesses with the right combination of female leadership and a focus on environmental and social change can receive an award of $100,000.

7. Amber Grants for Women

For smaller businesses and first-time ventures, Amber Grants for Women offers a monthly award designed to bring new ideas to life. Created to honor a young entrepreneur who passed away in 1998, this long-standing program has provided thousands of dollars in funding to women all over the United States. The program has backed everything from outdoor paddle board fitness classes to STEM curriculum for homeschooling. If your idea trends towards outside-the-box thinking, this is the grant for you.

What other opportunities have you found in your local network? Share in the comments below.

3 Min Read
Health

7 Must-have Tips to Keep You Healthy and Fit for the Unpredictable COVID Future

With a lack of certainty surrounding the future, being and feeling healthy may help bring the security that you need during these unpredictable times.

When it comes to your health, there is a direct relationship between nutrition and physical activity that play an enormous part in physical, mental, and social well-being. As COVID-19 continues to impact almost every aspect of our lives, the uncertainty of the future may seem looming. Sometimes improvisation is necessary, and understanding how to stay healthy and fit can significantly help you manage your well-being during these times.

Tip 1: Communicate with your current wellness providers and set a plan

Gyms, group fitness studios, trainers, and professionals can help you to lay out a plan that will either keep you on track through all of the changes and restrictions or help you to get back on the ball so that all of your health objectives are met.

Most facilities and providers are setting plans to provide for their clients and customers to accommodate the unpredictable future. The key to remaining consistent is to have solid plans in place. This means setting a plan A, plan B, and perhaps even a plan C. An enormous amount is on the table for this coming fall and winter; if your gym closes again, what is your plan? If outdoor exercising is not an option due to the weather, what is your plan? Leaving things to chance will significantly increase your chances of falling off of your regimen and will make consistency a big problem.

The key to remaining consistent is to have solid plans in place. This means setting a plan A, plan B, and perhaps even a plan C.

Tip 2: Stay active for both mental and physical health benefits

The rise of stress and anxiety as a result of the uncertainty around COVID-19 has affected everyone in some way. Staying active by exercising helps alleviate stress by releasing chemicals like serotonin and endorphins in your brain. In turn, these released chemicals can help improve your mood and even reduce risk of depression and cognitive decline. Additionally, physical activity can help boost your immune system and provide long term health benefits.

With the new work-from-home norm, it can be easy to bypass how much time you are spending sedentary. Be aware of your sitting time and balance it with activity. Struggling to find ways to stay active? Start simple with activities like going for a walk outside, doing a few reps in exchange for extra Netflix time, or even setting an alarm to move during your workday.

Tip 3: Start slow and strong

If you, like many others during the pandemic shift, have taken some time off of your normal fitness routine, don't push yourself to dive in head first, as this may lead to burnout, injury, and soreness. Plan to start at 50 percent of the volume and intensity of prior workouts when you return to the gym. Inactivity eats away at muscle mass, so rather than focusing on cardio, head to the weights or resistance bands and work on rebuilding your strength.

Be aware of your sitting time and balance it with activity.

Tip 4: If your gym is open, prepare to sanitize

In a study published earlier this year, researchers found drug-resistant bacteria, the flu virus, and other pathogens on about 25 percent of the surfaces they tested in multiple athletic training facilities. Even with heightened gym cleaning procedures in place for many facilities, if you are returning to the gym, ensuring that you disinfect any surfaces before and after using them is key.

When spraying disinfectant, wait a few minutes to kill the germs before wiping down the equipment. Also, don't forget to wash your hands frequently. In an enclosed space where many people are breathing heavier than usual, this can allow for a possible increase in virus droplets, so make sure to wear a mask and practice social distancing. Staying in the know and preparing for new gym policies will make it easy to return to these types of facilities as protocols and mutual respect can be agreed upon.

Tip 5: Have a good routine that extends outside of just your fitness

From work to working out, many routines have faltered during the COVID pandemic. If getting back into the routine seems daunting, investing in a new exercise machine, trainer, or small gadget can help to motivate you. Whether it's a larger investment such as a Peloton, a smaller device such as a Fitbit, or simply a great trainer, something new and fresh is always a great stimulus and motivator.

Make sure that when you do wake up well-rested, you are getting out of your pajamas and starting your day with a morning routine.

Just because you are working from home with a computer available 24/7 doesn't mean you have to sacrifice your entire day to work. Setting work hours, just as you would in the office, can help you to stay focused and productive.

A good night's sleep is also integral to obtaining and maintaining a healthy and effective routine. Adults need seven or more hours of sleep per night for their best health and wellbeing, so prioritizing your sleep schedule can drastically improve your day and is an important factor to staying healthy. Make sure that when you do wake up well-rested, you are getting out of your pajamas and starting your day with a morning routine. This can help the rest of your day feel normal while the uncertainty of working from home continues.

Tip 6: Focus on food and nutrition

In addition to having a well-rounded daily routine, eating at scheduled times throughout the day can help decrease poor food choices and unhealthy cravings. Understanding the nutrients that your body needs to stay healthy can help you stay more alert, but they do vary from person to person. If you are unsure of your suggested nutritional intake, check out a nutrition calculator.

If you are someone that prefers smaller meals and more snacks throughout the day, make sure you have plenty of healthy options, like fruits, vegetables and lean proteins available (an apple a day keeps the hospital away). While you may spend most of your time from home, meal prepping and planning can make your day flow easier without having to take a break to make an entire meal in the middle of your work day. Most importantly, stay hydrated by drinking plenty of water.

Tip 7: Don't forget about your mental health

While focusing on daily habits and routines to improve your physical health is important, it is also a great time to turn inward and check in with yourself. Perhaps your anxiety has increased and it's impacting your work or day-to-day life. Determining the cause and taking proactive steps toward mitigating these occurrences are important.

For example, with the increase in handwashing, this can also be a great time to practice mini meditation sessions by focusing on taking deep breaths. This can reduce anxiety and even lower your blood pressure. Keeping a journal and writing out your daily thoughts or worries can also help manage stress during unpredictable times, too.

While the future of COVI9-19 and our lives may be unpredictable, you can manage your personal uncertainties by focusing on improving the lifestyle factors you can control—from staying active to having a routine and focusing on your mental health—to make sure that you emerge from this pandemic as your same old self or maybe even better.