Recent College Grads: Adulting On A Budget

When you finally graduate from college, it can be the start of your new life. Of course, you might not secure yourself a high-paying job right away and so you will have to figure out how to live your life within a stricter budget. Many people struggle with this, especially when it comes to paying back loans for college tuition.

In this article, we are going to help you through this and give you some tips for adulting on a budget. Keep reading if you are a recent college graduate and want to find out more.

Purchasing A Car

As a recent college graduate, you might be thinking about investing in your first car. This is often a priority for many people who want to be able to get to and from their new job. Of course, buying your first car after college is going to be expensive, if you are planning on buying it new. Consider choosing a used car that offers better value for money. You should be able to afford a Ford Fusion or another similar model on an entry-level salary.

Planning Your Meals

One of the things that you are going to need to get into the habit of doing if you are an adult is cooking healthy meals that are within your budget. Your college days are over, so you won't be catered for and takeaways aren't going to cut it. To achieve this on a budget, try to plan your meals and buy only the ingredients that you need each week. This will ensure that you are eating healthy food and that you are saving some cash in the meantime.


Have you ever heard of couponing? This is the perfect way to act like an adult after college even when you are on a tight budget. You simply collect some coupons from your local store or even get your hands on a store card. You can then receive discounts off your weekly grocery shop, and you can stay on track with your budget. Make sure to look at some tips for doing this online.

Skipping Social Events

One of the costliest things that you can do when you are a recent college grad is socialise too often. Yes, you will want to catch up with your college friends and make new friends at your new job but a few drinks every couple of nights is going to add up. To adult on a budget, you should consider skipping at least one social event every few weeks. This will help you stick to your budget in the long run.

Final Verdict

Recent college graduates typically find it difficult to stick to a tight budget when they are just starting out in their adult life. If you are in this position, then make sure to try out some of the tips that we have given you here in this article. Think about buying a used car for your first vehicle and planning your meals.

3 min read

Help! My Friend Is a No Show

Email armchairpsychologist@swaaymedia.com to get the advice you need!

Help! My Friend Is a No Show

Dear Armchair Psychologist,

I have a friend who doesn't reply to my messages about meeting for dinner, etc. Although, last week I ran into her at a local restaurant of mine, it has always been awkward to be friends with her. Should I continue our friendship or discontinue it? We've been friends for a total four years and nothing has changed. I don't feel as comfortable with her as my other close friends, and I don't think I'll ever be able to reach that comfort zone in pure friendship.


Dear Sadsies,

I am sorry to hear you've been neglected by your friend. You may already have the answer to your question, since you're evaluating the non-existing bond between yourself and your friend. However, I'll gladly affirm to you that a friendship that isn't reciprocated is not a good friendship.

I have had a similar situation with a friend whom I'd grown up with but who was also consistently a very negative person, a true Debby Downer. One day, I just had enough of her criticism and vitriol. I stopped making excuses for her and dumped her. It was a great decision and I haven't looked back. With that in mind, it could be possible that something has changed in your friend's life, but it's insignificant if she isn't responding to you. It's time to dump her and spend your energy where it's appreciated. Don't dwell on this friend. History is not enough to create a lasting bond, it only means just that—you and your friend have history—so let her be history!

- The Armchair Psychologist

Need more armchair psychologist in your life? Check out the last installment or emailarmchairpsychologist@swaaymedia.com to get some advice of your own!