Financial emergencies are part of life; the only challenge is that they come when you never anticipated or when you are completely broke. During financial crises, quick cash access is your sole remedy; otherwise, you risk losing the emergency at hand. The options discussed below can help you get fast cash to overcome your crises.
1. Sell old items
Old items are sometimes considered priceless jewels and can fetch you good cash compared to the latest items. To get the right money from selling your old items, consider selling them to collectors or marketplaces that deal in second-hand goods such as clothes, furniture, and electronics. Selling old items will enable you to meet your financial needs without struggling or losing any valuable item. Sometimes the cash from old items may not meet all your financial obligations due to a decline in their demands, but you will have some capital to meet part of your financial needs.
2. Take a personal loan.
One of the advantages of securing a personal loan is that you will be paying less interest than other quick cash options such as cash advance. With personal loans, you may not get the cash immediately, but it will take you a few days to get your cash after loan approval. Besides, you can try out online applications that will connect you with a lender. Such applications will assess your creditworthiness and pass the information to available lenders who can then lend you the cash. You will, therefore, receive instant payday loans online but, you must refund the money on your next Payday or within 2-4 weeks. Loan applications are the best way to get the cash that you can use for covering medical bills, house rent, and car repair. However, before you take the loan, ensure you read the agreement form, understand the annual interest rates, loan duration, and quote the right amount based on your credit worthiness to process the loan fast
3. 0% APR Credit card offer.
Are you in need of quick cash for shopping? Why use credit cards with higher interest rates, yet you can get a credit card offer with no interest rate. These credit cards enable you to shop for your goods and transfer the balance to another credit card. Before you settle for these credit cards, ensure you understand the agreement terms such as the duration when you will be charged 0% interest. You may also want to consider the charges for transferring the cash from the card to other credit cards. Finally, ensure you get the card from a responsible issuer with reliable terms and conditions.
4. Talk to a friend, family, or relative.
Remember that one of the sole purposes of friendship is to help one another in times of need. You can talk to your friends or family members to lend you some quick cash to attend to the emergencies. If you detect that, they are not willing to help you, make the deal lucrative by including an incentive. Offer to return the cash with some little commission on top. You can talk about the weekly commission or daily commission once they agree to lend you the money. Finally, if your friends or family gives you cash, ensure you stick to the agreements to help you next time you have pressing needs.
5. Donate blood.
Most blood banks require blood nationally, yet they do not have enough volunteers. To meet their needs, blood banks sometimes opt to pay people to get blood. It pays well, but you need to be cautious about your weight and well-being before you undertake such ventures. If you are not afraid of the syringes, you can try it out. Through blood and plasma donation, you will gain financially while saving someone's life. Before you donate your blood, do a background check of the institution, and ensure it is licensed to operate a blood bank.
6. Answer some paid surveys and questions.
Many people doubt the existence of these surveys and questions because you are looking for them in the wrong sites. You can participate in market research for various products hosted by companies like Focus Group and MediaBarn Research Services and get your cash instantly when you clear the survey. These surveys do not last longer, hence suitable for gaining quick access to money then attend to your needs later on.
These options can help you solve your financial emergencies. After overcoming the crisis, ensure you comply with the agreed terms and conditions so that the sources can trust you next time or help you overcome your emergencies again.
5 min read
Except for 16, I have celebrated all of my milestone birthdays in New York City.
I turned 16 in Arnold, Missouri. Arnold is a small town (though not small anymore) 20 miles south of St. Louis. St. Louis is known for the Gateway Arch, a beautiful arch of shiny stainless steel, built by the National Parks Service in 1935 to commemorate Thomas Jefferson's vision of a transcontinental U.S. St. Louis is also known for its custard, a frozen dessert that is so thick, they hand it to you upside down with a spoon inside. Something else about St. Louis you should know is that there is a courthouse just steps from the base of the Gateway Arch where one of the most important cases in history was tried: Dred Scott v. Sanford.
I'm turning 50 during what I define as a miraculous time to be alive.
Mr. Scott was born into enslavement around 1799 and, in 1830, was sold to a military surgeon who traveled back and forth between his military posts in Illinois and Wisconsin, where slavery was prohibited under the Missouri Compromise of 1820. In 1842 the doctor and Mr. Scott both married, and they, all four, returned to St. Louis. Still enslaved, Dred Scott filed a lawsuit against the doctor's wife for his and his wife Harriet's freedom. We don't know exactly why he chose this moment in time to file a lawsuit, however, he did. At the time of filing his, now, famous lawsuit, he was 50 years old. Ultimately, The Scott family did not gain their freedom, but their profound courage in filling this case helped ignite the Civil War and what we would come to know (or think we know) as freedom from enslavement for all human beings. Powerful then and even more powerful now.
My next milestone was turning 21, and I did it in the Big Apple. Having only moved to "the city that never sleeps" a few months prior, I knew nobody except my new friends, the bus-boys from the restaurant I was working at, Patzo's on the Upper West Side. And, yes, pazzo is actually the correct spelling of the Italian word, which translates to "crazy." Trust me we all had several laughs about the misspelling and the definition going hand in hand. I worked a full shift, closing out at around 11 PM, when, my kitchen team came out from the line with a cake singing, "Cumpleaños Feliz." It was fantastic. And the kindness of these almost-strangers was a powerful reminder of connection then as it still is today almost 29 years later.
I design the life I desire and the Universe creates it for me every day. I show up, keep the story moving, and work hard because I am relentlessly devoted to making the world a better place and this is how I choose to leave my legacy.
When I turned 30, I had just finished a European tour with Lucinda Childs dance company. The company had been on tour for months together and were inseparable. We traveled through Paris, Vienna, Lisbon, and Rome. We ate together, we rode on a bus together, we had drinks after shows together, and we even took turns giving company class to get warmed up before a show. It was deeply meaningful and dreamy. We ended the tour back in New York City at BAM, The Brooklyn Academy of Music. It was an incredible way to end the tour, by being on our home court, not to mention I was having an important birthday at the culmination of this already incredible experience.
So, when I invited everyone to join me at Chelsea Pier's Sky Rink to ice skate in late August, I was schooled really quickly that "tour" does not mean you are friends in real life, it means you are tour friends. When the tour ends, so does the relationship. I skated a few laps and then went home. This was a beautiful lesson learned about who your real friends are; it was powerful then as it is today.
Turning 40 was a completely different experience. I was in a serious relationship with my now-husband, Joe. I had just come off of a successful one-woman dance show that I produced, choreographed, and danced in, I had just choreographed a feature film, John Turturro's Romance and Cigarettes, with A-list actors, including Kate Winslet and James Gandolfini, who became a dear friend and had even been on the red carpet with Susan Sarandon at the Venice Film Festival for the movie a year earlier.
And I encourage all women to identify their power and choose to be fully in your power at any age.
This was a very special birthday, and I had, in those 10 years between 30 and 40, come to cultivate very real friendships with some wonderful colleagues. We all celebrated at a local Italian restaurant, Etcetera Etcetera (who is delivering for those of you in NYC — we order weekly to support them during COVID), a staple in the theater district. Joe and I were (and are) regulars and, of course, wanted to celebrate my 40th with our restaurant family and friends. We were upstairs in the private room, and it was really lovely. Many of those in attendance are no longer with us, including Joe's Dad, Bob Ricci, and my dear friend Jim Gandolfini having transitioned to the other side. Currently, that restaurant is holding on by a thread of loving neighbors and regulars like us. Life is precious. Powerful then and today even more so.
I write this article because I'm turning 50, still in New York City. However, I'm turning 50 during what I define as a miraculous time to be alive. And I could not be more filled with hope, love, possibility, and power. This year has included an impeachment hearing, a global pandemic, and global protests that are finally giving a larger platform to the Black Lives Matter movement. Being able to fully embody who I am as a woman, a 50-year-old woman who is living fully in purpose, takes the cake, the rink, and the party.
I'm making movies about conversations around race. I've been happily married for 11 years to the love of my life, Joe Ricci. I'm amplifying and elevating the voices of those who have not previously had a platform for speaking out. I choose who to spend time with and how long! I design the life I desire and the Universe creates it for me every day. I show up, keep the story moving, and work hard because I am relentlessly devoted to making the world a better place and this is how I choose to leave my legacy. Being 50 is one of the most amazing things I ever thought I could experience. And I encourage all women to identify their power and choose to be fully in your power at any age. I'm 50 and powerful. Dred Scott was 50 and powerful. This powerful lesson is for today and tomorrow. We have the power. No matter what age you are, I invite you to use your powerful voice to join me in making the world a better place.