Career 01 August 2018
Investment is a short or long-term proposition to reach your financial goals while making sure you have enough money to meet your daily expenses like health insurance, buying a home, one-off payments, and any emergency costs. It doesn't matter what profession you are in, whether you are a person earning income on a daily basis or an entrepreneur making millions of dollars a month, you must invest in the right place to get maximum returns on your investment. Let’s look at some of the investment opportunities that can give you a good return on your investments.
If a long-term investment is your preferred mode of making money, then US equities are the best place to invest. The main reason to invest in US equities is that it is the world's biggest stock market and can provide many opportunities to make money.
If you are looking to invest in blue-chip companies like Google, Apple, IBM, Microsoft, etc., companies that are listed on Nasdaq or S & P 500, and expecting high returns on your investments in about three to five years, then you are in the right place to buy stocks. Based on your income, you can invest an amount you see fit. For example, you can invest $1000 and can go up to $1 million. You can expect a return of 10% to 20% on your investments.
Exchange Traded Funds or ETFs can provide long-term investment opportunities in equities and, if you don’t want to take risks on stocks, then ETFs might be a right fit for you.
People are apprehensive about the risks involved in the equity market, and ETFs are a safe bet to invest in equities as they provide flexibility of stock and can offer protection for a fund. You can choose from a wide range of ETFs. For example, stocks, currencies, real estate, etc.
One of the advantages of ETFs is investors can diversify their investments. For instance, if an investor wants to buy stocks worth of $5000 with ETFs, then she can expand and break down the same investment into three parts like $3000 in stocks, $1000 each in gold ETFs and foreign currency ETFs. You can expect a return of anywhere between 10% and 12% on your investments.
The cryptocurrency market is booming and many trading exchanges are offering opportunities to invest in this market.
Many trading exchanges allow an investor to trade cryptocurrencies and one such cryptocurrency trading platform is Best Bitcoin Exchange. Instead of buying from other users, it provides a platform for an investor to buy Bitcoin and other cryptocurrencies directly from the exchange.
People looking to invest always ask whether to invest in mutual funds or ETFs. It comes down to the investor. If you have a keen eye on daily marketing trends, then you can invest in ETFs, but, if you are looking for an opportunity to invest and don't know much about the investing market, then mutual funds might be a right fit for you. Compared to other investment opportunities, investing in mutual funds comes with little to no risks.
Find a right marketplace to invest your money, whether it is for a short-term or long-term investment to get returns.
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Help! My Friend Is a No Show
Dear Armchair Psychologist,
I have a friend who doesn't reply to my messages about meeting for dinner, etc. Although, last week I ran into her at a local restaurant of mine, it has always been awkward to be friends with her. Should I continue our friendship or discontinue it? We've been friends for a total four years and nothing has changed. I don't feel as comfortable with her as my other close friends, and I don't think I'll ever be able to reach that comfort zone in pure friendship.
Dear Sadsies,I am sorry to hear you've been neglected by your friend. You may already have the answer to your question, since you're evaluating the non-existing bond between yourself and your friend. However, I'll gladly affirm to you that a friendship that isn't reciprocated is not a good friendship.
I have had a similar situation with a friend whom I'd grown up with but who was also consistently a very negative person, a true Debby Downer. One day, I just had enough of her criticism and vitriol. I stopped making excuses for her and dumped her. It was a great decision and I haven't looked back. With that in mind, it could be possible that something has changed in your friend's life, but it's insignificant if she isn't responding to you. It's time to dump her and spend your energy where it's appreciated. Don't dwell on this friend. History is not enough to create a lasting bond, it only means just that—you and your friend have history—so let her be history!
- The Armchair Psychologist