Career 01 August 2018
Investment is a short or long-term proposition to reach your financial goals while making sure you have enough money to meet your daily expenses like health insurance, buying a home, one-off payments, and any emergency costs. It doesn't matter what profession you are in, whether you are a person earning income on a daily basis or an entrepreneur making millions of dollars a month, you must invest in the right place to get maximum returns on your investment. Let’s look at some of the investment opportunities that can give you a good return on your investments.
If a long-term investment is your preferred mode of making money, then US equities are the best place to invest. The main reason to invest in US equities is that it is the world's biggest stock market and can provide many opportunities to make money.
If you are looking to invest in blue-chip companies like Google, Apple, IBM, Microsoft, etc., companies that are listed on Nasdaq or S & P 500, and expecting high returns on your investments in about three to five years, then you are in the right place to buy stocks. Based on your income, you can invest an amount you see fit. For example, you can invest $1000 and can go up to $1 million. You can expect a return of 10% to 20% on your investments.
Exchange Traded Funds or ETFs can provide long-term investment opportunities in equities and, if you don’t want to take risks on stocks, then ETFs might be a right fit for you.
People are apprehensive about the risks involved in the equity market, and ETFs are a safe bet to invest in equities as they provide flexibility of stock and can offer protection for a fund. You can choose from a wide range of ETFs. For example, stocks, currencies, real estate, etc.
One of the advantages of ETFs is investors can diversify their investments. For instance, if an investor wants to buy stocks worth of $5000 with ETFs, then she can expand and break down the same investment into three parts like $3000 in stocks, $1000 each in gold ETFs and foreign currency ETFs. You can expect a return of anywhere between 10% and 12% on your investments.
The cryptocurrency market is booming and many trading exchanges are offering opportunities to invest in this market.
Many trading exchanges allow an investor to trade cryptocurrencies and one such cryptocurrency trading platform is Best Bitcoin Exchange. Instead of buying from other users, it provides a platform for an investor to buy Bitcoin and other cryptocurrencies directly from the exchange.
People looking to invest always ask whether to invest in mutual funds or ETFs. It comes down to the investor. If you have a keen eye on daily marketing trends, then you can invest in ETFs, but, if you are looking for an opportunity to invest and don't know much about the investing market, then mutual funds might be a right fit for you. Compared to other investment opportunities, investing in mutual funds comes with little to no risks.
Find a right marketplace to invest your money, whether it is for a short-term or long-term investment to get returns.
3 Min Read
Thinking of ringing up your ex during these uncertain times? Maybe you want an excuse to contact your ex, or maybe you genuinely feel the need to connect with someone on an emotional level. As a matchmaker and relationship expert, I was surprised at the start of the coronavirus quarantine when friends were telling me that they were contacting their exes! But as social distancing has grown to be more than a short-term situation, we must avoid seeking short-term solutions—and resist the urge to dial an ex.
It stands to reason that you would contact an ex for support. After all, who knows you and your fears better than an ex? This all translates into someone who you think can provide comfort and support. As a matchmaker, I already know that people can spark and ignite relationships virtually that can lead to offline love, but lonely singles didn't necessarily believe this or understand this initially, which drives them straight back to a familiar ex. You only need to tune into Love Is Blind to test this theory or look to Dina Lohan and her virtual boyfriend.
At the start of lockdown, singles were already feeling lonely. There were studies that said as much as 3 out of 4 people were lonely, and that was before lockdown. Singles were worried that dating someone was going to be off limits for a very long time. Now when you factor in a widespread pandemic and the psychological impact that hits when you have to be in isolation and can't see anyone but your takeout delivery person, we end up understanding this urge to contact an ex.
So, what should you do if you are tempted to ring up an old flame? How do you know if it's the wrong thing or the right thing to do in a time like this? Check out a few of my points before deciding on picking up that phone to text, much less call an ex.
Before You Dial The Ex...
First, you need to phone a friend! It's the person that got you through this breakup to begin with. Let them remind you of the good, the bad and the ugly before taking this first step and risk getting sucked back in.
What was the reason for your breakup? As I mentioned before, you could get sucked back in… but that might not be a bad thing. It depends; when you phoned that friend to remind you, did she remind you of good or bad things during the breakup? It's possible that you both just had to take jobs in different cities, and the breakup wasn't due to a problem in the relationship. Have these problems resolved if there were issues?
You want to come from a good place of reflection and not let bad habits make the choice for you.
Depending on the reason for the breakup, set your boundaries for how much contact beforehand. If there was abuse or toxic behaviors in the relationship, don't even go there. You can't afford to repeat this relationship again.
If you know you shouldn't be contacting this ex but feel lonely, set up a support system ahead of time. Set up activities or things to fall back on to resist the urge. Maybe you phone a different friend, join a virtual happy hour for singles, or binge watch Netflix. Anything else is acceptable, but don't phone that ex.
Write down your reasons for wanting to contact the ex. Ask yourself if this is worth the pain. Are you flea-bagging again, or is there a friendship to be had, which will provide you with genuine comfort? If it's the latter, it's okay to go there. If it's an excuse to go back together and make contact, don't.
Decide how far you are willing to take the relationship this time, without it being a rinse and repeat. If you broke up for reasons beyond your control, it's okay. If your ex was a serial cheater, phone a friend instead.
If there was abuse or toxic behaviors in the relationship, don't even go there. You can't afford to repeat this relationship again.
As life returns to a more normal state and you adjust to the new normal, we will slowly begin to notice more balance in our lives. You want to come from a good place of reflection and not let bad habits make the choice for you. Some do's and don'ts for this time would be:
- Do: exercise — taking care of you is important during this time. It's self-care and maintaining a healthy lifestyle.
- Do: shower, brush your teeth, and get out of your sweats.
- Don't: be a couch potato.
- Don't: drink or eat excessively during this time. Again, remember to maintain a healthy lifestyle.
- Do: think positive thoughts everyday and write down the 3 things you are grateful for. Look at the impact of John Krasinksi's SGN. It's uplifting and when you feel good, you won't want to slide backwards.
- Don't: contact a toxic ex. It's a backward move in a moment of uncertainty that could have a long term impact. Why continue flea bagging yourself?