How to Legally Protect Yourself from Online Fraud


As technology advances, scammers invent new ways of upgrading their fraudulent activities. Through software and internet services, scammers defraud a lot of people each year. Scammers have always found a way to lure their victims into giving out money or sharing their personal information.

Keep Your Personal Information Private

When you are looking for information on different sites, be careful entering your details unless you are confident about it. Watch over for websites that ask for crucial information such as your address, middle names, financial information, or birthday. Most professional sites don't require you to provide such information.

You will notice fraud when asked to input your social security details, health cover number, driving license details, national identity number, or birth certificate number, not unless it is a government website. Not many websites on the internet need this kind of information, so be careful and do your research. Reach out before sharing any of your information to the site.

Do Not Fall For the Bait

Hackers and hackers have a unique ability to make their victims fall for the bait. The number one rule, don't fall for the trick. It is one of the ways hackers get access to your personal information. Once you become suspicious of any attachments, links, or pictures from unknown sources, it is crucial to trust your instincts.

Scammers use different methods to steal financial and personal information like phishing. Some may pose as trusted, legitimate companies with trusted logos while sending you all sorts of information through text messages, copycat websites, or even emails. Their main aim is to get your credit card information, debit card, account passwords, pins, and bank account details. It is why you should contact the company if you are not sure. Do not call the number or click the links in the email. However, try finding their legitimate company sites, or reach out for an account statement for contact information. Other scam artists may pretend to be family members and friends to get the most vital information.

Get Help

Sometimes, things get out of hand, and you find yourself in the wrong people's hands online. Unlike in the past, when you could only use software to help prevent attacks, you have ways through which you can defend your online business in case you find yourself in a compromising situation. There are internet legal practitioners who can help you. They can handle data breaches professionally and much more. They will help with cases of defamation, data licensing, counterfeit, and domain name protection. With such a wide area of operation, you can protect your brands from online attacks.

Strengthen Your Password

The central gap between you and scammers is your password. It is the vital line of defense you need to strengthen. Your password plays a crucial role in stopping a scammer from gaining access to your personal information in sites like your social media accounts and personal email. In a recent study, the number one password is 123456. Most people use related number combinations, making it easier for scammers to access your details and information. Such passwords are easy to guess, which is why using substantial password criteria is recommended.

Ensure your password contains multiple numbers, special characters like punctuations, and upper and lower case numbers, as it increases your safety chances. It is crucial to use both numbers, capital among your letters, and punctuations in most cases. Finally, it would help if you used different passwords for different accounts.

Avoid Phone Calls Asking For Remote Connections

Some fraudsters tend to reach out, asking for your computer's remote connection. Not unless you reached out to your IT technician, which you did not, then that phone call is up to no good. A fraudster might try to gain remote access to your personal computer claiming that they are trying to update your windows version. Some might argue that they want to clean up your machine to make it faster or detect an error on your desktop.

Your computer might be locked down in such instances, as they demand you to pay them to unlock. Once you have shared your payment details with them, they will do whatever they please. Avoiding such cases is simple. The moment you receive a call asking for remote connections, hang up without saying a word.

Be Updated With the New Scam Technics

As many may term it, being ahead of the game is the best way to protect yourself against fraudulent activities and identity theft. You will know how they will strike, making you less vulnerable to falling victim to the scammer's intent. Computer services, charity organizations, and dating sites are some of the potential poses scammers take. Keep yourself in the know, for there are several more common types to that.

Applying these steps might play a vital role in lessening your vulnerability to fraud. It will reduce the risk of you facing a scammer and instantly alert you when such problems erupt.

3 min read

Help! My Friend Is a No Show

Email armchairpsychologist@swaaymedia.com to get the advice you need!

Help! My Friend Is a No Show

Dear Armchair Psychologist,

I have a friend who doesn't reply to my messages about meeting for dinner, etc. Although, last week I ran into her at a local restaurant of mine, it has always been awkward to be friends with her. Should I continue our friendship or discontinue it? We've been friends for a total four years and nothing has changed. I don't feel as comfortable with her as my other close friends, and I don't think I'll ever be able to reach that comfort zone in pure friendship.


Dear Sadsies,

I am sorry to hear you've been neglected by your friend. You may already have the answer to your question, since you're evaluating the non-existing bond between yourself and your friend. However, I'll gladly affirm to you that a friendship that isn't reciprocated is not a good friendship.

I have had a similar situation with a friend whom I'd grown up with but who was also consistently a very negative person, a true Debby Downer. One day, I just had enough of her criticism and vitriol. I stopped making excuses for her and dumped her. It was a great decision and I haven't looked back. With that in mind, it could be possible that something has changed in your friend's life, but it's insignificant if she isn't responding to you. It's time to dump her and spend your energy where it's appreciated. Don't dwell on this friend. History is not enough to create a lasting bond, it only means just that—you and your friend have history—so let her be history!

- The Armchair Psychologist

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