People 15 November 2018
While traveling around Africa on vacation, I needed to go for long training runs as I was slated to run an IRONMAN Triathlon the day after returning to the United States. I strategically plan my races at the beginning of the year so this was very important to me.
When I asked the managers at the camp in Tanzania for a good route for me to run, they told me that I would be required to have security guard accompaniment in case I encountered any dangerous animals. They also told me that I was the first woman ever to request an outdoor run, which was crazy to hear!
I went for runs two days in a row, and a group of locals joined me on the second day. Several of them commented on how they rarely have the opportunity to enjoy exercise given the risky circumstances of their environment.
This experience and their perspective made me mindful about the degree to which we often take self-care and access to safety for granted, and it inspired me to want to become more involved with global wellness initiatives.
As word spread about my runs in Tanzania, I was asked to participate in the first ever Serengeti Girls Run, a 55-mile run over the course of three days. I was also asked to speak to a group of 400 local high school students about confidence, self-esteem, and empowerment. I was honored and really excited to be able to share some experiences with them and hopefully make an impact. I am so passionate about STEM and mentoring our future leaders that this was right up my alley.
In October 2018, I participated in the first-ever women-only run across the Serengeti wilderness as part of a fundraiser for female empowerment programs hosted by the Singita Grumeti Fund and BRAVE:
The run aims to raise funds and awareness about the challenges facing girls and women living in nearby communities and seeking sustainable solutions.
The main focus is on opportunities for women to become leaders in conservation in their communities and countries.
Singita Grumeti Fund programmes include a secondary school, vocational studies and university scholarships, life skills, enterprise development training, environmental education, and internships.
On the first day, I spoke to the crowd and then joined the other participating women for a solidarity ‘fun run’ with girls from the local community. This was an incredible experience for me. During the ‘fun run’ a few of the girls ran along my side, holding my hand, and we sang Beyonce for the 4 miles. I will never forget how happy and free those girls felt as they ran down the streets of Tanzania.
Later, I showed the girls an iPhone, and many of them commented on how they had never seen the technology and hadn’t seen pictures of themselves before. The girls were grabbing the phone to see their pictures and more importantly asking questions-very curious and intriguing minds. The 400 school girls that I met along the journey wanted to know everything from self-esteem, to what it takes to work hard, to what to study, and to what I like to eat. They asked loads of questions.
For the Serengeti Run itself, I ran 18 miles each day for three days (for a total of 90 km / 55 miles), accompanied by the Singita Grumeti Fund anti-poaching, Special Operations Center armed guard scouts and nine other women. While running, we were able to witness the wildlife in the plains. It wasn’t about just doing a race- it was the people coming together from around the world and doing this for a cause that helped Africa overall and made a difference in the world. The bonds that I formed with these women are some that I will cherish for the rest of my life. I was inspired, uplifted, and so proud of what we accomplished together. The bonds made friends for life and a moment captured in my life that was so unique that it couldn’t be remade- we made history together through the Serengeti.
I was so inspired by the locals, my fellow participants, and all of the folks that I encountered on this trip. They are now my friends for life.
It isn't always easy to stay on top of your finances, especially when you have developed unhealthy spending habits over the years. However, as you begin to realize the many benefits of having healthy finances, it can become something you want to make a conscious effort to improve. When your finances are in a good place, you often have access to better opportunities whether it be a mortgage loan, greater credit line or business loan. On that note, here is how you can become an expert at managing your finances in case you need a few tips.
Learn to Use Technology
The good thing about managing finances in the technological age is that you don't have to do it alone. There are so many apps available that will help you pay bills on time and track your expenses. For instance, some apps force you to live within your actual income and tell you what to do when you need to balance your budget.
If you need an app that will help you get better at saving, then some will set aside your spare change for you. Also, don't be afraid to use more simple tools such as your smartphone calendar to set reminders about payments if you don't automate them.
Seek Legal Advice
Sometimes, being an expert at something means understanding that you can't possibly know it all. This is why you have professionals around you that can help fill in the gaps where you're lacking. Consider hiring a legal firm to help with any challenges that are beyond you. Lexington Law is a good firm as they could help remove negative items from your credit report. Read this Lexington Law Review (Our #1 Credit Repair Service of 2019) to find out more about how they could help improve your finances.
You can't do better than what you know when it comes to managing finances. You should, therefore, invest your time in learning more about finances and how to manage them. Think about what your goals for your finances are and what knowledge gaps you need to fill.
For example, if you want to invest in the stock market so that you can improve your net worth, then you may need to learn more about investing to do so successfully. To boost your knowledge, try reading articles on credible blogs that share finance information from professionals. Also, be weary of content from finance-driven companies as it could be biased.
Work on Growing Your Income
As a self-proclaimed finance guru, you know that the more sources of income that you have, the better. Work on increasing your streams of income so that you have more money to meet your targets whether it's to save for a property or put larger sums towards retirement. One way to do so would be by getting extra income by doing social media marketing for businesses or creating tutorials on YouTube. If you own a property, renting out rooms is a great way to make passive income.
Live Within Your Means
It can be difficult to live within your means when you live in a society that is always presenting you with things to buy. However, being more conscious about the things that you purchase could help you realize that most are wants rather than needs. To live within your means, always take time to think about a purchase as opposed to impulse spending. You should always get good at bargain hunting as many times you can find items of similar quality at a cheaper price.
Learn How to Manage Debt
Debt doesn't have to be a bad thing if you understand how it works and how to manage it. It can be a tool for credit building when you understand the fundamentals. For instance, if you take out a loan or credit card, always be mindful of your interest rates.
By paying the amount of money you borrowed back in full before the due date, you won't have to pay interest on what you borrowed. If you can't pay back in full, paying more than the minimum payment will ensure you incur less interest. For the most part, the secret to good debt management is never spending more than you can afford to pay back.
Managing finances is a life skill that can help improve your quality of life. By following the mentioned tips and taking your finances more seriously, you're more likely to master the art of healthy finances.