If you were born in the 80s or 90s, the prospect of “adulthood" is ever on the horizon. But when do you officially cross the river Hades and begin the concurrent numerical-ascent and physical-descent into its imminent grasp?
Well, just like its younger sibling “puberty," this next stage of our lives can vary from person to person. But the telltale signs that you've reached the adulting threshold are there.
Ironically, there are 30 of them, and they're listed below.
"You literally just stop caring. Especially about what others think."30 Signs You're an Adult… Or in Denial About It
1. You've fallen asleep in full makeup and clothing on a Saturday night.
With the lights on.
2. Your new [vacuum cleaner] is your favorite purchase of the year so far.
Feel free to substitute: blender, knife set, steamer, space heater, or pots-and-pans here.
If you're an Adult-in-Denial (AiD): a PlayStation console.
3. You've napped in your car on your lunch break to recover from a night out.
And have a strategy (like a blanket or hoodie left in your back seat) to do so more effectively.
4. You smile when they ask for your ID at a bar.
Instead of silently rehearsing your fake birthday and birthplace.
“Millie Thompson, June 3rd, 1986… I mean 1987."
5. You treat your pet like your child… because all of your friends have children.
Everyone knows someone in daycare.
6. The definition of “Coke" changes from a soda to a drug, or vice-versa.
But you need at least one of them to stay awake these days.
7. Your idea of “recreational drugs" are now just prescription drugs for which you have no prescription.
And you're old enough to have binge-watched “Intervention" when it was still on the air.
8. You floss. Like, daily. Sometimes even at work.
And are shameless when your coworkers walk in on you doing it
9. You pay extra to shop online from your couch rather than interact with humans.
And refuse to order anything on Amazon that's not Prime. #FreeShippingOrBust
10. You've caught yourself discussing the economy and real estate markets at parties… with people who are willing and interested.
There was probably a cheese plate involved. Even though you tell people you're “lactose intolerant."
11. You literally just stop caring. Especially about what others think.
And choose to live in a world where “sweatpants" are just called “pants."
12. Espresso makes you poop within the hour.
You also have a list of other natural laxatives lying around your place.
13. You actually get ready for bed, and make sure you get enough sleep to function the next day.
Refer to item #3 for what happens if you don't get your full eight hours.
19. The word “Colonoscopy" suddenly enters your vocabulary.
And you've probably found reviews and Groupons for the best place to get one done.
14. You no longer count the free snacks at work as a “full meal."
And have voiced a strong opinion on which foods they keep in stock. Because you've probably “developed an intolerance" to one of the ingredients, and want everyone to be aware of it.
15. You always bring a dish or drink with you when you visit a friend's place.
You used to wonder who shopped at your local grocery store bakery. Now, you bring festive cookies everywhere you go.
16. You start calling your friend's parents by their first names, instead of Mr./Mrs.
And they're now comfortable sharing what was really going on in your neighborhood, especially during birthday parties.
17. It takes you 2 hours to get drunk... and 2 days to recover.
But by now you've mastered the science experiment of hydration + electrolytes + active charcoal to avoid the inevitable hangover.
18. You buy ice cream whenever you want… and can afford to pay for the good stuff.
Most likely on a Friday night to complement your Netflix date and lack of fucks.
"You realize that you can no longer do math without a calculator."
20. You've injured yourself while simply sleeping or stretching.
On numerous, separate occasions. Like when you “bent over wrong to tie your shoe" last week.
21. You now refer to it as “adult" acne.
Subliminally, of course.
22. You no longer share one Netflix account with everyone you know.
But most likely have to keep instructing your parents on how to use it.
23. You pay your taxes on-time. Without your parents reminding you.
Though you might call them for advice just in case.
24. You realize that you can no longer do math without a calculator.
And have forgotten literally everything else they taught you in middle school. How do you even use a protractor in real life?
25. You drive around nice neighborhoods just to admire houses from the outside.
Just like your parents did before you.
26. You find random dark hairs on your face and body.
Which you pay other people good money to deal with removing.
27. You pride yourself on upgrading from shopping at Forever 21 to Zara.
Although you're “Forever 21" at heart… am I right
28. You find ways to justify “sleeping" and “eating" as hobbies.
Yelp is not an activity people. But is sleep?
29. You seriously get down with meditation.
And have probably fallen asleep once or twice while doing it.
30. You realize you're not what you “thought you would be when you grew up."
And there's no more time to do something about it.
It isn't always easy to stay on top of your finances, especially when you have developed unhealthy spending habits over the years. However, as you begin to realize the many benefits of having healthy finances, it can become something you want to make a conscious effort to improve. When your finances are in a good place, you often have access to better opportunities whether it be a mortgage loan, greater credit line or business loan. On that note, here is how you can become an expert at managing your finances in case you need a few tips.
Learn to Use Technology
The good thing about managing finances in the technological age is that you don't have to do it alone. There are so many apps available that will help you pay bills on time and track your expenses. For instance, some apps force you to live within your actual income and tell you what to do when you need to balance your budget.
If you need an app that will help you get better at saving, then some will set aside your spare change for you. Also, don't be afraid to use more simple tools such as your smartphone calendar to set reminders about payments if you don't automate them.
Seek Legal Advice
Sometimes, being an expert at something means understanding that you can't possibly know it all. This is why you have professionals around you that can help fill in the gaps where you're lacking. Consider hiring a legal firm to help with any challenges that are beyond you. Lexington Law is a good firm as they could help remove negative items from your credit report. Read this Lexington Law Review (Our #1 Credit Repair Service of 2019) to find out more about how they could help improve your finances.
You can't do better than what you know when it comes to managing finances. You should, therefore, invest your time in learning more about finances and how to manage them. Think about what your goals for your finances are and what knowledge gaps you need to fill.
For example, if you want to invest in the stock market so that you can improve your net worth, then you may need to learn more about investing to do so successfully. To boost your knowledge, try reading articles on credible blogs that share finance information from professionals. Also, be weary of content from finance-driven companies as it could be biased.
Work on Growing Your Income
As a self-proclaimed finance guru, you know that the more sources of income that you have, the better. Work on increasing your streams of income so that you have more money to meet your targets whether it's to save for a property or put larger sums towards retirement. One way to do so would be by getting extra income by doing social media marketing for businesses or creating tutorials on YouTube. If you own a property, renting out rooms is a great way to make passive income.
Live Within Your Means
It can be difficult to live within your means when you live in a society that is always presenting you with things to buy. However, being more conscious about the things that you purchase could help you realize that most are wants rather than needs. To live within your means, always take time to think about a purchase as opposed to impulse spending. You should always get good at bargain hunting as many times you can find items of similar quality at a cheaper price.
Learn How to Manage Debt
Debt doesn't have to be a bad thing if you understand how it works and how to manage it. It can be a tool for credit building when you understand the fundamentals. For instance, if you take out a loan or credit card, always be mindful of your interest rates.
By paying the amount of money you borrowed back in full before the due date, you won't have to pay interest on what you borrowed. If you can't pay back in full, paying more than the minimum payment will ensure you incur less interest. For the most part, the secret to good debt management is never spending more than you can afford to pay back.
Managing finances is a life skill that can help improve your quality of life. By following the mentioned tips and taking your finances more seriously, you're more likely to master the art of healthy finances.